“So, what do you want? A straight orgasm, or the works?”

Will pressed the telephone receiver more tightly to his ear, blood pooling in his loins. This woman was going to be the death of him. “Wha—whatever you think is best.”

“Okay,” Rowan replied. “I’m really glad you called. I’ve been lonely, lying here in this big old bed.”

Her voice was husky, rife with the promise of a wet dream. Suddenly Will didn’t want Rowan playing this phone-sex-operator role—he wanted her to participate, to sigh and moan for real. To be as turned on as he was…

Will pitched his voice lower to match hers. Payback was going to be sweet. “Lonely, huh? Maybe I can do something about that. What if I were to kiss the sweet curve of your neck, trace my fingers over your breasts…?”

A sharp gasp on the other end told Will he’d made his point. “Then I’d kiss my way down your belly, hook your legs over my shoulders and taste you,” he continued. “And once you’d melted, I’d slide into your heat, over and over, until you came again.” His breathing grew ragged, snapping under the strain of their sexy wordplay.

“Can you feel me there, Rowan?” he whispered. “Can you feel me?”

Dear Reader,

Like many of my ideas, the creative nudge behind this book came from a trip to my hairdresser’s. (Honestly, so many ideas have come out of that shop, I’ve begun to wonder if my muse isn’t addicted to hair chemicals, color foils and bleach.) Anyway, I picked up a magazine and read an article about an unemployed woman who turned to phone sex to make ends meet, and while the color lifted from my ever-darkening hair, the creative juices started flowing.

When budget cuts put high school teacher Rowan Crosswhite out of her job, she comes up with an ingenious way to make ends meet—she installs her own 1-900 phone sex line. It’s safe, it’s harmless and most important, it’s profitable. And when Will Foster comes onto the scene, it becomes deliciously wicked fun.

I hope you enjoy the heat, humor and heart in Rowan and Will’s story. For more information about past and upcoming books, be sure to check out my Web site, www.booksbyRhondaNelson.com.

Happy reading,

Rhonda Nelson

1-900-Lover
Rhonda Nelson

www.millsandboon.co.uk

MILLS & BOON

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This one’s for you, Granny. For panty-hose wigs and Martian hats, paper dolls and peanut butter sandwiches.

For countless hours of undivided attention, tight hugs, fishing trips and sewing lessons. For invaluable advice, unwavering support and unconditional love.

You’re the best, and I love you dearly.

Contents

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

Chapter 11

Chapter 12

Chapter 13

Chapter 14

Epilogue

1

“WHAT AM I WEARING?” Rowan Crosswhite echoed into the phone, her voice artfully pitched to a breathy sultry purr. Grimacing, she used the hem of her T-shirt and her frayed denim cutoffs to clean the majority of the potting soil from her hands, then took up her watering can. “I’m wearing a black leather bustier, fishnet hose and stiletto heels.”

The fabricated description lacked originality, yes, but thus far in her experience in the phone sex business, she’d learned that any imaginative effort she put into her descriptions wasn’t appreciated. So why bother?

When Rowan had first considered selling phone sex, she’d worried about being appropriately creative, about fabricating a believable performance for the men who dialed her number. She’d even called a couple of 1-900 numbers for research purposes because being prepared was the keystone to any successful venture, and her near-manic obsession with doing everything to the absolute best of her ability—even something as seedy as being a phone sex operator—had prevented her from doing otherwise.

The research had been a wasted effort and she’d worried needlessly about conjuring a suitable performance.

In fact, ironically, she’d learned the less said the better. Rowan rolled her eyes. Hell, all she really had to do was gasp, wince and moan—easy to do, particularly when one was, say, cleaning the toilet or weeding a flower bed—and the guys, thank God, took care of the rest. One of the many advantages of phone sex.

And, surprisingly, there were many.

First of all—most importantly—it was safe. There was no risk of abuse or disease, and if a guy freaked her out, all she had to do was sever the connection and block the number. She mentally shrugged. Simple enough. Furthermore, and equally important given her recent unfortunate circumstances, it was lucrative. At $3.99 a minute, where the average call hovered around the twelve-minute mark, that was roughly $240 an hour. Her lips twitched. Considerably more than her previous job as a high-school science teacher.

Just a year shy of tenure, Rowan had been one of the unlucky souls left unemployed by deep state budget cuts. Her boss at Middleton High had promised that as soon as the funds were available, she’d be under contract again.

Regrettably, until then, more panting, moaning and wincing would be in order—and the more dramatic the better—otherwise she’d ultimately starve and, much to the detriment of her heavily padded thighs, she liked food entirely too much to go hungry.

Since she’d been paying off student loans and attending night school to get her master’s degree, Rowan had been caught with a grand total of $633 in savings, even less in checking and nothing—aside from a 1962 Chevrolet Corvette that had belonged to her father, and for which she would prostitute herself in the literal sense to keep if need be—of any value to sell.

She did substitute teaching when she could, but that income hadn’t been enough, or even dependable, for that matter. Then she’d read an article about a woman who, in similar circumstances, had morphed herself into a phone sex entrepreneur, and the rest had been history. She’d weighed the advantages and disadvantages, deemed it a good temporary choice, then installed her line and invested in a good mobile headset.

This freed up her hands and allowed her to do the things that she really loved—gardening, stained glass and metal-working. Tinkering, according to her father. Her shoulders sagged with disappointment. Initially, she’d tried to make ends meet by selling her garden art, but unfortunately—and this thoroughly baffled her—no one seemed to get her style. Rowan cast a glance around her eclectic garden—whimsical metalwork, stained-glass whirligigs, antique roses, bulbs and vines—and swallowed a despondent sigh. Screw ’em, she thought, the tasteless traditional cads. She was an artiste. Her garden thrived and made her happy, which when one really thought about it, was all that mattered anyway.

A stuttered breath hissed across the line, cut through her musings. “Wh—what about your panties? What do they look like?”

Rowan glanced at her watch. She’d had this guy on the phone for eight minutes. Time to finish up. She had some impatiens to transplant, and her roses were looking a little droopy.

“I don’t wear panties,” she lied breathlessly. “They…constrict.”

Predictably, the line worked. A garbled groan and the telltale whine of a zipper echoed into her ear.

She lowered her voice. “Can I tell you a secret, Jeff?” she asked, purposely using his name. It played into the whole say-my-name, who’s-your-daddy mentality. Sheesh. Men were pathetically predictable.

“S-sure.”

“Sometimes…when I’m alone…I like to touch myself.” She barely suppressed a snigger. Rowan Crosswhite, former high-school science teacher turned kinky phone sex queen.

Another broken hiss sounded. “Are you— Are you touching yourself now?”

“Oh, I want to, Jeff. Do you want me to?”

“Oh, God, yes.”

“Then I should probably lie down.” Rowan affected a dramatic wince. “My sheets are cool…especially since I’m so hot.” That wasn’t a complete lie. It was hot. And humid, she thought pulling her tank top away from her chest, a vain effort to circulate a little air beneath her shirt.

A harsh breath stuttered across the line. “How hot are you?”

“I’m on fire, Jeff. I’m imagining that you’re touching me. Can I touch you?”

“Yes.”

Thirty seconds later it was over. She was thirty-six dollars richer and her sheets were still clean. Honestly, if a woman was going to use her body for profit, phone sex was definitely the way to go. In all seriousness, Rowan knew there were some people who would criticize her choice of temporary employment, but she’d used her own morality meter when making the decision. As far as she was concerned, she was providing a harmless form of entertainment. She simply played a part, catered to men’s fantasies from a comfortable distance. No harm, no foul. It was a practical business arrangement, one that benefited her, kept food in the fridge and the power on.

She waited until his breathing slowed before she spoke again. “I’ve enjoyed talking with you, Jeff. Call me again, anytime.”

Jeff exhaled a long, satisfied breath. “You can count on it.” He paused. “Hey, as long as you’re still there, do you mind if I ask you a quick question?”

“Sure. Go ahead.” This was common. Men frequently asked her for all kinds of advice. Everything from how to remove stains, to what brand of fabric softener did she prefer. She didn’t mind. It was their dime, after all. Cha-ching.

She’d even had a teenage boy call—she’d taught enough of them to recognize the pubescent squeaking croak—and, after she’d neatly avoided the sex issue, she’d ended up tutoring him in science. He’d contacted her several times during one week, then the calls had abruptly ceased. She’d been tempted to give him her home number, but Caller ID and cross-referencing had prevented the impulse. What she did on her own time wasn’t anyone’s business, but she didn’t think Middleton’s Mississippi Bible Belt board of education would agree. She’d fully expected a call from an outraged parent, but so far nothing had come of it, and she sincerely hoped nothing did.

“I’ve got a date tonight,” the caller said, “and I really want to impress this girl. What do you think? Burger King or McDonald’s?”

Rowan rolled her eyes. Her clients, the poor fools. No wonder they could never get laid in the traditional sense. “Wow her,” she told him flatly. “Head for the border.”

“Taco Bell?” A thoughtful hum, then, “An even better choice. Thanks.”

“No problem.” She chuckled under her breath and disconnected. Just in the nick of time, too, Rowan thought, as she watched her elderly neighbor, Ida Holcomb, amble unsteadily across her backyard toward Rowan’s fence.

Rowan rented the small guest house, which was located at the rear of Ida’s property, from the older lady. The white frame house was small, but two-storied with full, sweeping porches on both levels. It was the mini-version of Ida’s grand antebellum home and, for what it lacked in modern convenience, it more than made up for in character.

There was only one plug-in in the bathroom, and the pipes invariably froze in the winter, but the ten-foot ceilings lent an airy mood to the house, and the crown molding, fireplace, and hardwood floors had been handcrafted with a quality of workmanship which couldn’t be duplicated much less found in today’s power-tool, particle-board world. The small greenhouse, workshop and attached garden had made it the perfect choice for Rowan.

When Rowan lost her job, Ida had sacrificed part of the rent in exchange for errands and personal services. Rowan did Ida’s grocery shopping, took her to and from the hairdresser’s, paid her bills and whatnot. She plucked her eyebrows—not that there were that many left because Ida had been part of a generation where having no eyebrows was fashionable—and stoically—miserably—rendered the occasional pedicure. Her gaze involuntarily moved to Ida’s slowly-approaching slippered feet and she quelled a shudder. In Rowan’s opinion, there was nothing remotely attractive about feet, and there was something downright yuck about knobby, gnarled old-people feet.

Ick.

For all of that, however, she’d nonetheless grown very fond of her neighbor. Her grandparents had passed away when she was small, and her parents had decided to make the most of their retirement by seeing how many stamps they could add to their passports before they grew too old and feeble to globetrot. They were part of the new generation of fashionable retirees. They’d visited the Pyramids of Giza, the Great Wall of China and were currently on an extended tour of Europe.

Rowan had one brother, who naturally begrudged their parents the fruit of their hard-earned labor and, rather than admiring them for packing as much living into their lives as she did, only bemoaned the loss of his dwindling inheritance. Though they both lived in Middleton, she rarely saw him, which, sadly, was fine with her.

Were her parents aware of her circumstances, Rowan knew they wouldn’t hesitate to help her out, but pride, the insistent desire to fend for herself and the idea that they might miss another stamp because of her kept her from asking. She scowled. Besides, her brother had his hand out often enough for both of them.

She could make it on her own.

Would make it on her own. All she had to do was get through another month, then hopefully she’d get called back to school. Until then, she’d just answer her 1-900 line every time it rang and take care of her neighbor. It was a small price to pay for her independence.

Rowan summoned a weak smile as Ida drew near and silently—fervently—prayed that the woman hadn’t developed another ingrown toenail.

“I swear, you’re the dirtiest female I think I’ve ever seen,” Ida chided. “Gardening is dirty work, I’ll grant you. But—” her lips twisted with displeasure as she inventoried every smudge and smear on Rowan’s body “—I think that you get down and roll in it.” Her lined face folded into a frown. “How do you ever expect to find a man when you look more fit to be the bride of a pig?”

Rowan barely smothered a sigh. In addition to being part of the no-eyebrow generation, Ida was also of the outdated opinion that a woman wasn’t complete until she had a man to make her whole. It was penis envy to the nth degree and the mentality never ceased to make her grind her teeth in frustration.

Furthermore, Rowan had been burned once and, call her crazy, but she simply wasn’t up to a repeat performance of that disaster at the moment. She’d been in love, imagining the happily ever after that Ida relentlessly preached—she’d even reluctantly let that bastard drive her car, her biggest regret because he hadn’t been vintage-Vette worthy and she’d known it—but hadn’t heeded her own intuition because she’d been too busy picking out china patterns and bridesmaids’ dresses. She’d tricked herself into thinking that she was in love, and he’d tricked her into believing he reciprocated the sentiment.

He’d been reciprocating something all right, but it hadn’t been with her.

Two weeks before the wedding, she’d shown up at her fiancé’s apartment for some surprise sex. It turned out to be surprise sex, too, only she was the one surprised and he was the one having sex.

Bitter pill, hard lesson.

Since then, she’d developed an unspoken code of sorts, one that her father had unwittingly inspired. She didn’t date anyone who didn’t fully appreciate her car, and she didn’t sleep with anyone who had the gall to ask to drive it. Bizarre? Yes. But it worked.

Rowan glanced at the sleek little convertible parked in her driveway and felt her lips curl at the corners. Dubbed the first American sports car, the Vette was an unparalleled testament to fine engineering at its best. Honduras Maroon with fawn interior and a white ragtop, it had a 327 V-eight with four on the floor, and it purred with megahorse-power perfection. It had been her dad’s first brand-new car and he’d cared for it with the kind of reverent regard the vehicle deserved. She’d shared his passion and, as a result, he’d handed her the keys when she’d graduated from high school.

Rowan had decided that while she might not be a ’62 Vette, she nonetheless deserved the same care and attention, and the same reverence. Until she found a guy willing to ante up all of the above, she planned to play her cards close to her vest. Did she occasionally long for more? Of course she did. She enjoyed her independence, yes, but not to the point of being a perpetual loner. There were nights when the silence closed in around her and she literally ached for the presence of another body. A big, warm masculine body. Nights when she craved conversation and companionship, a lover and friend. A safe harbor amid the ordered chaos of her life. But she refused to settle for anything less than the total package, and therein lay the rub.

Ignoring Ida’s bride-of-a-pig remark, Rowan summoned a smile. “Was there something I could do for you, Ida?”

Ida started. Her preoccupied gaze darted away from Rowan’s grimy shirt and settled on her face. Then she frowned, huffed an exaggerated breath and fished a napkin from the front pocket of her housecoat. “Honestly,” Ida complained as she wiped Rowan’s cheek. “It’s all over your face, too.” She tsked under her breath. “I hope you’re hosing yourself down before you climb into that old tub. Those drains are slow enough as it is.”

“I always do,” Rowan lied easily. Ida was forever offering little tips on how to care for the aging guest house. Don’t overload the circuits. Use oil soap to clean the floors. Ida Holcomb was a woman of many opinions and she could be counted on to share them—liberally—whether one wanted to hear them or not. A droll smiled curled Rowan’s lips.

Seemingly satisfied, the older woman stuffed the napkin back into her pocket. “There. That’s better, though I really wish you had time to change. You’re my representative, you know,” she said, drawing herself up primly. “How you look reflects directly upon me.”

So an errand was in order, Rowan thought, resisting the urge to smile. “I can change in a flash, Ida. Where do you need me to go?”

“To the drug store.” She winced uncomfortably and rubbed her belly. “The fiber and prunes didn’t do the trick. I need an enema.”

And she should definitely be turned out for that mission, Rowan thought dimly, equally horrified and revolted. After all, buying an enema was important business. But just par for the course in her train wreck of a life. She was so used to being humiliated she often wondered what it would feel like to be normal. To not blush or squirm or writhe with embarrassment.

Rowan swallowed, nodded jerkily, not trusting herself to speak.

“In fact, you’d better get two. Better safe than sorry,” Ida prophesied grimly.

Rowan managed a sick smile. Right. And better this than hungry, she tried to tell herself.

The argument might have worked, too…if she hadn’t just lost her appetite.

2

AT THIRTY-TWO and in perfect health, Will Foster found himself skating the edge of an anger-induced aneurysm, or at the very least, a massive stroke.

Doris Whitaker had screwed him again.

Not in the literal sense, of course—Will shuddered as her heavily made-up, wrinkled face flashed through his mind’s eye—but figuratively, he might as well have painted a big bull’s-eye on his ass.

The ass she was undoubtedly watching, the old perv, Will thought with an unhappy start as he strode across her yard to his truck. He cast a glance over his shoulder, and sure enough, she’d been watching him leave. Her painted lips slid into a wider smile and she twinkled her arthritic, bejeweled fingers at him.

Will forced a tight smile and waved back. “Goodbye,” he muttered through gritted teeth.

His company, Foster’s Landscape Design, had spent the better part of three summers, not to mention thousands of dollars, trying to fulfill their “satisfaction guaranteed” promise.

To no avail.

Though he knew he should simply let it go—should simply concede defeat—perversely, Will couldn’t do it. He’d get that satisfied-customer stamp of approval from her, dammit, or die trying. It was the point of it. All bragging aside, he was good at what he did. He loved his job. Loved developing a landscape, then pulling it together and seeing it to fruition. Loved getting his hands dirty, nursing blooms and watching things grow. He had a tremendous amount of respect for the codependent design of the world. The whole oxygen and carbon dioxide cycle that made plants and animals dependent on one another. It was…awe-inspiring.

Furthermore, Foster’s Landscape Design was swiftly approaching their ten-year anniversary and in those ten years, he’d never had an unsatisfied customer.

He absolutely refused to let Doris ruin that record.

His team had finished up today and, though she’d been pleased throughout the process—had approved the design herself once again—she’d decided that it wasn’t what she’d wanted after all.

Tear it out and start over.

Will had wanted to tear something out all right, but it hadn’t been the cacti she’d decided she hated. This was the third freakin’ time she’d pulled this shit. He was at his wit’s end, and quite honestly, if he wasn’t afraid she’d howl blue murder down at that country club she virtually funded, he’d be tempted to tell her to take that cactus and shove it up her—

Two loud beeps, followed by his mother screaming “Will?” into the two-way radio interrupted the uncharitable thought. Despite the fact that he’d told her repeatedly that yelling wasn’t necessary, Millie Foster, perversely, continued to do it. On purpose, he suspected, because it never failed to startle the hell out of him.

Will swore, unsnapped the combination radio/phone from his belt and dredged the bottom of his soul for an ounce of unspent patience. He squeezed his eyes tightly shut. “Mother, for the last time, you don’t have to yell.”

“Sorry,” Millie replied unrepentantly. “I just wanted to make sure that you heard me.”

“I heard you. What’s up?” Will detected a bit of laughter and catcalling in the background. He frowned. “What’s going on?”

“I just wanted to let you know that you have a dinner date tonight, so be sure and finish up in time to take a proper bath.”

Dinner date? Will thought, utterly confused. A proper bath? He hadn’t made a date with anyone. In fact, he hadn’t had a date in months. Even if he’d met someone who’d sparked any interest—which he hadn’t—he wouldn’t have had the time. Spring was the busiest season of his year, the time of year when his laughable social life was shoved to the back burner. Besides, his last serious relationship had left a bad taste in his mouth—a combination of bitter regret, bad judgment and plain stupidity—and it wasn’t a flavor he wished to sample again anytime soon.

Will frowned as the implication of this conversation finally surfaced in his muddled brain and he mentally swore—she was matchmaking.

Again.

His grim mood blackened further. Though he loved her to distraction, and he knew she simply had his best interests at heart, Will nonetheless was exceedingly weary of her meddling. “Mother, I didn’t make a date for tonight, and if you have made one for me, then you’ll be the one to cancel it. We’ve been down this road, and I’m not in the mood to backtrack. Not today.”

An exasperated huff sounded. “Don’t you want to know who it’s with before I cancel it?”

He wasn’t remotely curious. “No,” he said flatly.

“Fine,” his mother replied. “Ordinarily I wouldn’t have seen the need to meddle—”

Ha! Will thought.

“But,” she sighed, and a curious, almost ominous quiver had entered her voice. “I just thought that, given this ph—phone bill, that desperate m-measures should be t-taken.”

More guffaws, more laughter from her end, and he could have sworn he heard his brother, Ben, say, “Hell, yeah! An inflatable woman would have been cheaper.” But that couldn’t possibly be right, Will thought, thoroughly confused, because it didn’t make any sense. And his phone bill? What was wrong with his phone bill, and what did that have to do with her finding him a date?

Will developed an eye twitch. He shoved the key in the ignition and started the truck. “Make sense, Mom. What are you talking about? What’s wrong with my phone bill?”

“Nothing…if you don’t mind that it’s five times more than last month.”

“What?” But that would make it—Will did the mental calculation and blinked, astounded—right at a thousand dollars. His jaw all but dropped.

“You sound surprised, dear,” she continued blithely. “I guess you didn’t realize how long you spent t-talking to y-your 1-900-Lover.” She dissolved into a fit of whooping, wheezing laughter that made his face burn. “At any rate, a real date would have been cheaper, which is why I can’t in good conscience call Rebecca Hillendale and cancel on your behalf. There are times when a mother simply must intervene.”

For the first time in his life, Will Foster knew what it felt like to be literally struck dumb. Not dumb as in he couldn’t speak, but dumb as in stupid, as in he had a brain, but couldn’t for the life of him make it function. Several thoughts swirled simultaneously through his head, but they were disjointed and dim, and he lacked the cognitive ability to put them in any sort of order, much less get them out of his mouth.

The best he could figure out, somehow—and God only knew how—1-900-charges, presumably for phone sex—had ended up on his phone bill. Apparently—and much to his immediate, unwarranted humiliation—his mother had broadcast this at the office—where she’d seemingly forgotten that she worked for him—and then had taken it upon herself to find him a date.

Meanwhile, Rebecca Hillendale was a humpbacked harpy with the disposition of a constipated porcupine and he’d rather die a slow painful death or have his testicles removed with red-hot pincers than to sit through a meal with her. These were the thoughts roiling through his tortured mind, but when he finally managed to speak, it was in short staccato sentences devoid of any emotion except outrage.

“Mother, I’ll be there in a minute.” Will slipped the transmission into reverse, backed into the street, then dropped the gear shift into drive. The truck shot forward. “Nobody leaves.”

“But—”

“Nobody leaves.”

AN HOUR LATER Will’s mind was in order, but his temper was not.

According to the phone company, the calls Will insisted that he hadn’t made, had, in fact, been dialed from his number. Curiously, during hours that he was at work. Another look at the bill—at the dates the calls were placed, specifically—had shed a new light on the situation.

The calls had coincided with his nephew’s visit.

Scott, his sister’s eldest son, typically spent every spring break with Will. Usually Will put him to work, but a four-wheeler accident the week before Scott’s visit had foiled that plan. Scott had been forced to spend the holiday playing catch-up on his studies, and Will had decided it would be shitty to cancel the kid’s visit simply because he’d lose the labor.

Given the make-up work situation, he’d had to plead with his sister for the ungrateful brat to even come, and now as thanks, Scott had put him in a horrible position—he’d left him with a whopping thousand dollar phone bill and the unhappy task of telling his sister that her child had been having phone sex on Will’s watch.

Which led him to his present errand.

Before he called his sister and shared that little tidbit—before he paid the bill, even—he intended to directly contact the author of his misery—the phone sex operator. Over the top? Probably. But what the hell—his normally sedate life had been knocked off-kilter today and he had to do something proactive to put it back on the right path. He couldn’t help it. It was all part and parcel of being a professed control freak. Will took exception to the unflattering term, but couldn’t deny his nature. He liked to do things his way, liked having his way, and ninety-nine-point-nine percent of the time he could say with confidence that his way was the right way.

Will’s first impulse had been to call the 1-900 line, but he’d quickly changed his mind. The unscrupulous witch wasn’t bleeding another friggin’ nickel out of him. Instead, he’d called a P.I. buddy to do a little snooping for him. The best Will had hoped for was a toll-free line, but what his friend had found had been considerably better. A name and address, and, wonder of wonders, a local one at that. What were the odds?

He’d been destined to blast her.

Given the morning from hell he’d had, to be honest, Will didn’t think he’d ever looked forward to doing anything more.

When he’d learned that the woman lived here it was as though Christmas had come early. Rather than taking out his miserable mood on Doris—who he resignedly admitted he would be forced to continue to work with—or his well-meaning but meddlesome mother—whom he’d live to regret pissing off—Will had found out that he could verbally assault a perfect stranger who really deserved it, and finally blow off the steam which had been steadily building since early this morning.

What better person to verbally eviscerate than a woman so lacking in morals that she’d have phone sex with a teenager? A minor? A mere child?

Granted, Scott was seventeen and, given the way the girls followed him around, the kid was most likely getting laid more frequently and with more furor than his uncle. Will nevertheless thought the woman should have used better judgment. But she hadn’t. She’d crossed the line in order to pad her own pockets—with his money, dammit—and for that, she would pay.

A Jackson native, Will had been at once familiar and surprised by the supposed address of the woman. According to his buddy, she lived in an old but affluent neighborhood on a street one wouldn’t normally expect to find an unsavory phone sex operator in residence.

Wisteria Court was located in the historical district. Huge antebellum homes reminiscent of a bygone era, with aged boxwoods, magnolias, weeping willows and tulip trees stood sentinel on the manicured lawns. The neighborhood was rife with the scent of mint juleps and old money, and he found the idea of a phone sex operator in residence among Jackson’s so-called hoity-toity set perversely funny. Ordinarily, the idea would have drawn a smile.

But not today. Today, he was too pissed.

He slowed the truck to a crawl as he checked house numbers, then finally hitting pay dirt, he wheeled the vehicle into the appropriate drive. Anticipation spiked. Finally, Will thought. He purposely stoked his ire on the way to the door by alternately imagining writing the check to the phone company, and telling his sister about Scott’s foray into the seedy world of phone sex—Reach out and touch someone, indeed, Will thought darkly. So, by the time he plied the knocker every last particle of irritation he’d had that morning set ready on his tongue. He’d pulled back the hammer, so to speak, and was ready to unload.

It was to his vast disappointment then, when an elderly woman with pink foam curlers in her hair answered the door and he was forced to put on the safety.

Again.

He stifled the burgeoning urge to scream.

“Can I help you?” she asked.

Baffled, Will frowned. He knew he had the right address. But this… He inwardly shuddered. This couldn’t possibly be the right woman. “Er…Ms. Crosswhite?”

“Nope. Ida Holcomb. You’re looking for Rowan,” she said matter-of-factly. She jerked a thumb over her shoulder. “She lives in the guest house in the back.” The woman gasped, laid a hand over her belly, and shot him a pained look. “Gotta go,” she said abruptly, then slammed the door in his face.

Startled, Will drew back, then, shaking his head, made his way off the porch and toward the rear of the property where the older woman had indicated. He had a bead on her now, Will thought, purposefully striding alongside the house. As he rounded the corner, however, the sight that greeted him caused him to slow and every bit of the anger he’d nursed faded into insignificance.

A vintage Vette—a ’62 if he wasn’t mistaken—in pristine condition sat in the drive next to the house. He whistled low and, had his attention not been instantly drawn elsewhere, he would have been tempted to inspect the car from bumper to bumper. As it was, his gaze had landed on the house and surrounding property, and any notion of the car, while it was admittedly a fine piece of machinery, drifted right out of his head.

The house, a miniature version of the primary residence sat at the very back of the property. White frame, double verandah, utterly charming. But it hadn’t been what made him pause, either—it was the garden around the house that had made such an impact. He blinked, pulling it all into focus, and for some wholly unknown reason, an excited tingle started in the heels of his feet and swiftly moved upward.

Will had been in landscape design for years, had been to countless shows in practically every part of the country, and yet nothing in his experience could compare to this.

Though he recognized every flower, vine, shrub and bush—all of them typical to the average bee-and-butterfly garden—the whimsical layout, the use of color and texture combined with what he could only deduce was the owner’s original metalwork and stained glass made it the most unique garden he’d ever seen. There was no discernable plan, no clear-cut layout, and yet everything grew together in a seamless form of ordered pandemonium.

It was gorgeous.

Butterfly bushes, creeping flox, flowering peach and crabapple trees, clematis vines, various lilies, and bedding plants, a variety of ground covers, and perhaps the most interesting of all—antique roses. The swamp rose, in particular, was one that he coveted.

Feeling like he’d been clubbed over the head again, Will slowly resumed his pace. Inexplicably drawn to the roses, the grand dames of antique bushes, he reverently fingered one delicate petal while quietly inspecting the plant. No spots or aphids, and what minimal pruning had been done had been accomplished with a precisely loving hand. Whoever tended this garden had a passion for the process and clearly designed it for their own personal enjoyment.

Not a single detail had been left untended and, despite the fact that he knew this was the work of the skanky phone sex operator, of all people, Will found himself grudgingly impressed. More than impressed. Floored, really. After all, it took a helluva lot of imagination, not to mention a great deal of time and effort to—

The tinkle of feminine laughter drifted to him, snagging his attention back to the task at hand. He scanned the yard and, after a moment, his gaze landed upon a generously rounded, denim-clad rump peeking out from a small raised bed in the far corner of the garden. A pair of tanned, equally shapely legs were attached to the rump. He could see little else save the back of her head, and while he got the impression of long sable-colored hair, in all truthfulness as far as he was concerned she could have been bald and he’d never have noticed—he was too busy admiring her ass.

And oh, what an ass it was.

Full, curvy and heart-shaped, it gently tested the strength of the seams of her roomy cutoffs and accentuated what he could tell even from this distance was a small waist.

She flicked a weed off to her side where a growing pile accumulated on the lawn. “Oh, you naughty boy,” she said, her voice the perfect mixture of flirtatious and intimate. She laughed again, a long wanton giggle that too effectively conjured pImages** of twisted sheets and bare limbs, made the fine hairs on his arms stand on end and a hum of attraction vibrate his spine.

Who the hell was she talking to? Will wondered, trying to peer around her. He frowned, intrigued. Who was a naughty boy? He didn’t see any boy. She leaned back on her haunches, seemingly admiring her handiwork and he saw it then—the headset. In a moment of blind, dawning comprehension he realized what she was doing.

Or having, rather—phone sex.

Right here in her yard. While weeding her garden.

It literally blew what was left of his mind.

“Oh, Roy,” she sighed convincingly. “I’m hot, too. Maybe I should get undressed, slip out of this teddy. There’s not much to it, but I like being naked. It makes me feel…wicked. Would you like that, Roy?”

Apparently Roy did like the idea, Will thought with a wry twist of his lips, because she chuckled softly again. To his astonishment, he felt that sound hiss through his own blood. Felt a curious sense of excitement—one that was almost foreign to him since it had been so long—fizz through his abdomen.

“Okay, I’m ready,” she murmured. “What do you want to do to me first?” Another wanton chuckle, then, “You’re right. Foreplay is highly overrated. And there’s no need, because I’m ready for you right now.”

What happened next, Will would have never believed if he hadn’t seen—and heard—it with his own eyes and ears.

The woman cooed, winced, groaned and moaned into the phone as though Roy weren’t God-knows-where, but instead rooted right there between her delectable thighs. Her breath came in short little puffs—while she enthusiastically attacked the weeds, no less—and she threw in the occasional “Oh, God! Oh, please! Oh, yes, Roy, God yes!” and then rounded out her performance with the most convincing sounding orgasm he’d ever heard.

When her breathing finally slowed, Will felt like he’d been through the wringer. Impossibly, his heart rate had jumped into overdrive, every milligram of moisture had evaporated from his mouth and he’d come within a hairsbreadth of an immaculate orgasm himself, a phenomenon that hadn’t happened to him since he’d first hit puberty. At some point, he’d reached down and held on to her fence, undoubtedly to remain upright because his knees had grown decidedly weak.

“Oh, I enjoyed it, too, Roy,” she murmured, her voice laced with feigned pleasant exhaustion. “You’re the best,” she told him, blatantly catering to the man’s ego. “Call me again sometime, okay?”

To his continued astonishment, she blithely ended the call and went back to weeding, as though nothing remarkable had happened.

Slack-jawed, Will could only stare at her. He blinked. Then blinked again. Though he’d come here with the intention of blasting her into oblivion, curiously his anger had been replaced with a combination of brooding fascination, compelling intrigue and an unwanted smidge of reluctant admiration.

He’d also found the whole thing hilariously funny.

He smothered a chuckle, lifted his hands and began to clap.

His prey gasped, then turned and bright green—true green—eyes tangled with his.

Will almost staggered from the impact. The bottom dropped out of his stomach and, though he knew it was impossible, he felt the ground quake beneath his feet. An electric current zinged up his spine, then back-tracked and settled hotly behind his zipper.

With effort, Will managed to recover. “Very good, Ms. Crosswhite.” He summoned a weak chuckle. “I don’t think I’ve ever seen anyone enjoy…w-weeding quite as m-much as you.”

3

ROWAN WAS ACCUSTOMED to being humiliated. Frankly, she’d long ago resigned herself to the fact that she would stay in a chronic state of humiliation. The level would simply vary, but being humiliated, she knew, was a foregone conclusion.

For instance, buying the enemas today had been humiliating—almost as humiliating as the time she’d had to buy Ida’s wart remover.

Or the time she’d inadvertently pulled a tampon out of her purse and tried to write a check with it.

Or the time she’d accidentally crammed a straw up her nose and caused it to bleed.

Or the time she’d shut her own ear in the car door.

She was constantly getting herself into situations that made her want to shrink out of existence, or at the very least out of someone’s immediate memory. She routinely fell, got choked…something all the time. Humiliating? Yes, every last event.

But nothing—nothing—in her past or present memory could compare to the absolute mortification of this moment.

She wanted to die.

Truly, desperately wanted to die.

Because the hunk leaning against her fence had apparently heard every last syllable of her most recent conversation, from the first Oh, God to the final Oooohhhh, and every dramatic pant, wince and groan in between.

Heat scalded her cheeks, and if she hadn’t already turned around to face him, she would have pretended to be deaf, maybe even blind. Anything to avoid this panic-stricken oh-shit-not-again scenario. Rowan tried consoling herself with the old whatever-doesn’t-kill-you-will-make-you-stronger adage—her normal pep-me-up cheer—but for whatever reason, the message fell flat this time.

Though it took every iota of willpower she possessed and because she was the mistress of her world, Rowan stood, dusted her hands off and reluctantly began to make her way across the yard. And the closer she got, the more humiliated she became. Her heart sank and she swallowed a whimper.

Naturally, he had to be gorgeous.

The guy had been a hunk from a distance—casually messy blond hair, a great smile, broad shoulders and nice legs. But up close, he was downright devastating. His hair was sun-bleached, a dark tawny color around his ears and nape, but several shades lighter on top. His face was lean and tanned, with a mouth slightly fuller than average and a pair of light brown eyes that offset the alpha bone structure with just a hint of boy-next-door. It was a face that said, “Best friend or worst enemy? You choose,” and the compelling combination made a shiver dance up her spine.

“Can I help you?” Rowan finally managed.

“I’m Will Foster,” the guy told her. His smile faded and, unfortunately, a less pleasant look claimed his intriguing features.

So, worst enemy, was it? Rowan thought. Interesting.

“I’m here because your number showed up on my phone bill this month,” he continued, his otherwise nice voice throbbing with barely suppressed outrage. He crossed his arms over his well-muscled chest and an irritating smirk ruined the look of that gorgeous mouth. “But I didn’t call you.”

“If that’s the case, then you’ll need to contact the phone company,” Rowan replied, automatically offering the most expedient solution to his problem. Her nature, she couldn’t help it. She could plant a whimsical garden, draw, paint and create different types of funky art, but put a problem in front of her and she’d find the most efficient answer. She was an anomaly, a right-brained thinker with left-brained tendencies.

The left brain kicked in when she belatedly realized that he shouldn’t even be here. How had he gotten her address? Her name? A finger of un-ease prodded her spine. “How did you get my address, Mr.—”

“Foster,” he reminded her tightly. “And I did contact the phone company. They told me your number had been dialed from my house, which meant the thousand-dollar charges were correct.”

Rowan scowled, baffled. “If the charges were correct, then what are you doing here?”

This was over the line, she thought, instinctively backing away from him. If there’d been a problem that the phone company couldn’t resolve, then why hadn’t he simply called? Why had he gone to the trouble to track her down? Common sense told her she should be alarmed, but the intense irritation stiffening every muscle in her body negated the logical emotion. Her eyes narrowed. Of all the damned nerve…

“I’m here because you had phone sex with my nephew,” he retorted angrily. “My underage nephew.”

Rowan’s first impulse was to deny the charge—she knew perfectly well that she hadn’t had phone sex with a minor…but she had talked to one.

The flash of insight jimmied an exasperated grunt from her throat and she managed a slight smile. “You’re Scott’s uncle, aren’t you?” She’d been expecting this. Not this as in a visit, but at least that explained why he’d gone to the trouble to find her. She relaxed marginally. Things were beginning to make sense.

His lips twisted into another annoying smirk. “I’m impressed, Ms. Crosswhite. For a thousand dollars you should remember his name.”

The smart-ass was making it damned hard to forget her self-righteous anger, Rowan thought, heartily annoyed. Pity she couldn’t forget how gorgeous he was. “I remember his name because he called me several times.”

“I know.” He fished what she recognized as his phone bill from the back pocket of his shorts and ran an eye over it. She watched in a sort of drunken fascination as his lips moved, counting off the calls. “Six times, to be precise.”

Rowan pushed her hair over her shoulder and assumed a negligent pose, struggled to detach her gaze from those distracting lips. “That sounds about right.”

“Did you realize that he was underage? Or did you just not care?”

Rowan knew that he had every reason to be upset, particularly since he was laboring under the mistaken assumption that she’d had phone sex with his nephew. Nevertheless, she didn’t appreciate the sarcasm or the censure, and she sure as hell didn’t appreciate being tracked down at her house, having her privacy violated.

“Yes, I knew he was underage—”

His lips curled without humor and he rocked back on his heels. “Then you just didn’t care. But you will care, Ms. Crosswhite, when his parents prosecute you.”

Rowan felt her eyes widen. “You’re probably right. However, being as I’ve done nothing to be prosecuted for, then I don’t have anything to worry about, do I?”

“Phone sex with a minor—”

Her patience snapped and she barely stifled the urge to scream. “I didn’t have phone sex with your nephew, Mr. Foster,” Rowan all but growled. “I helped him with his science homework.”

For a split second his face went comically blank, then a smug disbelieving smile drifted over his too-gorgeous lips. “And what were you doing with Roy, I wonder?” he drawled lazily. “Teaching him the difference between a consonant and a vowel?”

Renewed embarrassment flooded her cheeks and while she had appreciated the fact that he owned a sense of humor, she didn’t appreciate it being at her expense. Rowan pulled in a deep calming breath and called upon her past experience with irate parents to see her through this provoking scene. She’d dealt with enough of them over the years to handle this, she told herself. One of them had to remain professional, and clearly it wasn’t him.

“Have you spoken to Scott?” she asked, striving for a calm she didn’t feel. “Have you asked him what happened?”

“No, I haven’t.” A muscle jumped in his tense jaw. “Since I’ll have to tell his mother first, it’s not a conversation that I’m looking forward to.”

“Well, you can handle that however you want to,” she retorted, “but as for my part, I have proof that I didn’t have phone sex with Scott, Mr. Foster.” And she did, thank God, Rowan thought, immensely relieved.

A perplexed line emerged between his brows. “Proof?”

“I have a record feature on my phone. For safety reasons,” she clarified at his astounded look. Honestly. “Kooks, weirdoes, harassment—”

Comprehension dawned and he nodded abruptly.

“Anyway, when I realized that Scott was underage—which was almost immediately—I hit record.” She pulled a shrug. “In fact, I’ve recorded every conversation with Scott and will have to insist that you listen to them, just so there’s no misunderstanding. I thought I might hear from an outraged parent—or an uncle, as it’s turned out—though, frankly, I thought that I’d receive a phone call.” She pinned him with a weighty stare. “Which brings me back to my first question—how did you get my name and address?” she persisted. “How did you find me? Because to be quite honest with you, Mr. Foster, it, uh… It kind of freaks me out.”

And it did. Anonymity had been her first line of defense. Only one other person knew about her side-job—her best friend, Alexa, and Rowan knew beyond a shadow of a doubt that Alexa hadn’t betrayed her confidence. Her friend was one of those rare souls who could actually keep a secret.

But if this guy found her this easily, who was to say that another guy couldn’t? One without an understandable cause? It completely unnerved her. In this case, Rowan could easily see what had happened. His nephew had made the calls and, in addition to paying for them, he’d have to tell the kid’s parents. She grimaced. Not fun, she’d agree. Nevertheless…

For the first time he seemed to consider that he’d made a mistake, a tactical error of sorts and he knew it. He shifted uneasily, rubbed a hand over the back of his neck, and shot her an uncomfortable look. “I, uh… I have a friend in the P.I. business,” he reluctantly admitted. “He made a few calls.”

She cocked her head and shrewdly considered him. “I see. I’m assuming since this friend was able to give you my name and address, he also had my regular telephone number.” She paused, and was rewarded when he started to squirm. “And yet you still decided that a visit was in order.”

He winced, looked out over her garden, then shot her a sheepish smile. That half grin had to be one of the sexiest things she’d ever seen and it had the singular ability to drain every bit of the irritation still inhabiting her spine. “I was pissed.”

Oh, she’d just bet he was, Rowan thought, resisting the urge to smile herself. “Well, since you’re here, you should probably listen to those tapes.”

He started. “Right.”

Without waiting to see if he followed her, Rowan turned and headed toward the house. For some unknown reason, her stomach did a little anticipation-overload flop, and the back of her nape prickled with awareness. An indication of just how pathetic she was, she decided with an inward harrumph of disgust.

Jesus.

This guy hadn’t tracked her down to follow through with an initial attraction—he’d come over here with the express purpose of chewing her up and spitting her out. He’d bared his big-bad-wolf teeth and had planned to make a meal out of her. One, by the looks of things, he’d fully intended to enjoy.

Rowan darted a look over her shoulder and felt a perverse flame of heat lick her belly. She smiled and bit her lip.

Pity she wasn’t ready to be served up on a platter…yet.

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