The Lady of Lynn

"He may examine my accounts as much as he pleases," he declared. "They are all right."

"Nevertheless, friend, be advised. Place the whole business in the hands of one who knows the law. In the end it may be far cheaper."

In every port there must be one or more persons skilled in that part of the law which concerns trade and commerce, imports and exports, customs, excise, and harbour dues. At Lynn there was such an one, attorney and notary; a man of great probity and responsibility – Mr. Nathaniel Redman by name. To him the captain entrusted the papers of the estate. These papers, which had been accumulating for eighteen years, and represented the increase and the administration of a very large estate, were now voluminous to the highest degree. The mere perusal of them would entail the labour of many attorneys for many weeks, while the audit of the whole, bit by bit, would engage the same persons many months, or even years.

"The Earl of Fylingdale will have the accounts audited, will he?" said Mr. Redman. "Then his lordship is in no immediate want of money."

"Why? Cannot he take what he wants?"

"Sir, you are the lady's guardian; you have to be released from your trust before you hand over the property. Without such a release you will keep the whole. That means, that his lordship must wait for the long and tedious business of a complete audit. I say long and tedious, because, if the examination of accounts is undertaken in a spirit of hostility, we can raise in our turn objection after objection by going back to the commencement of the trust. In other words, captain, if your papers are all preserved, which I doubt not, we shall be in a position to delay the acquisition of the estate by the earl almost indefinitely."

"But at whose charge?" asked the vicar. "For the captain has no means of paying heavy expenses."

"At the charge of the estate. Oh! sir, do not think that an attorney of London, to say nothing of myself, would embark upon so large a business save at the charge of the estate itself."

"It is, then, in your interest to prolong this examination into the accounts?"

"It is, most certainly, in the interest of this gentleman from London and of myself; but," he sighed heavily, "if all reports are true, I do not believe that Lord Fylingdale will prolong the inquiry."

The person who was promised presently arrived with his credentials. He was quite a young man, apparently about two or three and twenty; his letter to Captain Crowle described him as an attorney-at-law. He was quick of speech and of the greatest possible assurance in manner. In appearance he was small of stature, pasty-faced, and with a turned-up nose, the possession of which should be regarded by the owner as a misfortune and personal defect, like a round back. It is said, on the other hand, to be an indication of great self-conceit.

He came, therefore, was set down at the "Crown," and inquired for the residence of Captain Crowle, on whom he called without delay.

The captain received him in his summerhouse. He read the letter, introducing and describing him. Then he laid it down and looked at his visitor cursorily. "Oh!" he said, "you are the attorney of Lord Fylingdale, are you, and you want to make an audit of my accounts? You've come all the way from London on purpose to make that audit, have you? Well, sir, you will carry this letter to Mr. Nathaniel Redman, and you will give it to him."

"Who is Mr. Redman? I know of no Redman in this business."

"He is an attorney-at-law, like yourself, young man, and he is a notary, and this job is turned over to him."

"Oh! I understood, Captain Crowle, that I should confer with you personally."

"Did you so? Well, sir, if you will see Mr. Redman you can confer with him instead. The job is his."

The captain, in fact, had been warned not to make any communications or to hold any conversation with the attorney. He felt himself only safe, therefore, in repeating that the job was Mr. Redman's.

"We may, however, come to some preliminary, Captain Crowle. The estate now – "

The captain waved his hand in the direction of the garden door. "The job, young man, is Mr. Redman's. There is your letter. Take it to him."

Mr. Bisse accordingly retired and repaired to the office and residence of Mr. Redman – to whom he gave his letter.

"We shall have no difficulties, I presume," he said.

"I hope not."

"Of course, I know the law in these matters – I can direct you – "

"Young gentleman" – Mr. Redman was well stricken in years – "I could direct your father. But go on. You will proceed in accordance with your powers. I shall take good care that you keep within your powers. Now, sir, what do you propose?"

Mr. Redman spoke from the commanding position of an armchair before a large table; he was also a large and imposing man to look at while Mr. Bisse stood before him, small and insignificant, his original impudence fast deserting him. As for Mr. Redman, his professional pride was aroused; this young Skip Jack dared to direct him in matters of law, did he?

"I am, I confess," said Mr. Bisse, "disappointed to find that my noble client's advances are received with suspicion. I hoped that Captain Crowle would have met me in a spirit of confidence."

"Come, sir, between ourselves what has your noble client to complain of? He sends an attorney here. Captain Crowle meets him in the person of an attorney."

"Well, it matters not. Captain Crowle has, no doubt, reasons of his own for his action. We must, however, since we are men of business as you say, demand an exact audit. The interests involved are, I understand, very considerable?"

"They are very considerable."

"I shall, however, ask for an advance of ten thousand pounds to be made to his lordship on account."

"An advance? The guardian to advance money before you have audited the accounts? My dear sir, are you serious?"

"You admit that there will be a great deal more than £10,000."

"I admit nothing that is not proved."

"Then you refuse to give my client anything?" His air of assurance began to desert him. In fact, he had been especially charged to open the proceedings by demanding such an advance.

"We refuse to do anything illegal. The papers will show the extent and the nature of the estate. You can then claim the whole. But you must first send in your claim and be prepared with the release."

Mr. Bisse hesitated. "My instructions are to demand a strict scrutiny of all the accounts."

"They are waiting for you. Would you like to see the papers?" Mr. Redman led him into an adjoining room where on shelves and on the tables the books and papers were laid out in order – tied up and labelled. "My clerk," said Mr. Redman, "will go through these papers with you. I shall look on."

"All these papers?" Mr. Bisse gazed with dismay upon the piles before him.

"You will have to peruse, to examine, to pass every scrap of paper in this room. Captain Crowle, sir, is the most methodical man in the world."

"All these papers? But it will take months."

"Years, perhaps. You have your instructions."

"Sir," said Mr. Bisse, crestfallen, "I must write to my principals for further instructions."

"That will probably be your best course. Good-morning, sir."

Mr. Bisse wrote accordingly. Meanwhile he made another attempt to assert his authority. He went to the quay, looked about him with satisfaction at the proofs and evidences of brisk trade, and entered the counting-house where the clerks were at work.

"My name," he said pompously, "is Bisse, Mr. Stephen Bisse, attorney-at-law. I am here as attorney for the Right Honourable the Earl of Fylingdale."

"What do you want?" asked the chief clerk.

"You will at once show me your ledgers, your day books, and the books used by you in your daily business."

"You must go to Mr. Redman, sir. His office is beside the customhouse. Without his permission we can do nothing for you."

Mr. Redman had been before him, you see.

"You refuse me, at your peril," said Mr. Bisse. "I am – "

"You will go out of the counting-house, sir," said the chief clerk, "and you will leave the quay. We take our orders from Mr. Redman in place of Captain Crowle."

So Mr. Bisse departed. He walked from the quay to the Common Stathe, and there, looking at the ships lying moored in the stream, he asked a waterman if by chance any of them belonged to Captain Crowle.

The man pointed to one. "Then," said Mr. Bisse, "take me to that ship."

Mr. Redman had been before him here as well. He climbed up the ladder and was about to step on the deck when the mate accosted him.

"What is your business, friend?" he asked.

Mr. Bisse replied as he had done in the counting-house.

"Well, sir," said the mate, "you can't come aboard here. Strangers are not allowed aboard this ship without an order from Captain Crowle or Mr. Redman."

So, Mr. Bisse had to go ashore again.

He found, I fear, the town of Lynn inhospitable. In fact, everybody was in favour of Molly, and the name of Lord Fylingdale stank. No one would speak to him. He wandered about waiting for a reply to his letter asking for further instructions in a disconsolate and crestfallen spirit, very different from the confident assurance which he had shown on his arrival.

His new instructions reached him in about ten days. Again he waited on Mr. Redman.

"Well, sir?" asked the latter. "You are come to direct me in matters of law?"

"I have received new instructions," the young man put the question aside, "from my principals. They are to the effect that if you will draw up for me a schedule of the whole estate, I am to forward it to London, and to receive orders thereupon as to what part of the accounts I must specially examine."

"Sir, at the outset I refuse to accept anything but a general release. You will represent to your principals that every part of this complicated estate is involved with the whole transactions which precede it. That is to say, every purchase of a farm or a house has to be made by combined savings from every source of income, consequently, any special line of investigation will necessitate a wide and prolonged examination."

"I perceive that you are determined to give us trouble."

"Not so, sir. We are determined to resist persecution. Your instructions, if I understand them aright, were to fix upon Captain Crowle some difficulty, and, if possible, to accuse him of malversation." Mr. Bisse changed colour. That was, in fact, the secret instruction. "Now, sir, we have all our papers in order, and you will find it impossible, while I stand at your elbow, to discover or to invent a loophole. At the same time, I shall prolong the investigation if you once enter upon it as much as possible. You may inform your principals of this, and you will return as soon as you have further instructions."

"Will you not, at least, prepare a schedule of the property?"

"Certainly. You shall have this prepared in readiness for your next visit, which will be, I suppose, in another ten days. I hope you find your stay pleasant."

"No, sir, it is not pleasant. At the inn the people are barely civil, and I am treated everywhere as if I were a Frenchman."

"No; not a Frenchman, but the attorney of Lord Fylingdale."

Mr. Redman addressed himself, therefore, with the aid of the captain, to the schedule. The estate was far greater than he had anticipated.

"Why," he said, "you are surprised that a noble earl should marry this girl for her money. Had the world suspected the truth, there would have been an abduction every week." He then proceeded to go through the long list of lands, houses, mortgages, money lying idle, jewels, and everything. "The only charge upon the estate seems to be an annuity of £150 a year for the mother. What money have you taken for maintenance?"

"Why, none."

"None? Did the girl live on air? And what for your own services?"

"Nothing; we lived rent free. It is Molly's own house; and her mother's money kept the household."

"Well, but – captain – the thing is incredible. You have conducted the whole business from the death of Molly's father to the present day actually for nothing."

"It was for the little maid."

"Captain, you have acted, I dare say, for the best. But with submission, you have acted like a fool. However, it is not too late to remedy. I shall charge the estate, which will now become Lord Fylingdale's, with £300 a year, your salary for administering the estate and for managing the business. It will be impossible to refuse this claim, and I shall set down £150 a year for maintenance of your ward."

The captain stared. Here was a turning of the tables, with a vengeance.

"The claim is just, reasonable, and moderate. I shall not advance it as a thing to be objected to. You will, meantime, go through the accounts; take out £450 a year; this for eighteen years, would be £8,100; but the money must be considered as used for investments. You will therefore set apart £450 a year, and as soon as that amounts to a sufficient sum to be represented by an investment, you will set apart that piece of property as your own. This will represent a much larger sum than £8,100. Your ward will not, after all, be left penniless, if you bequeath her your money. Ha! the young man is going to direct me in matters of law – me, is he?"

In fact the captain was so simple that it had never occurred to him that he could take a salary for his conduct of the business; or that he could ask for an allowance for the maintenance of his ward, and this timely discovery by the attorney in the end saved Molly from poverty and left her still, in comparison with most girls of the place or of the county, a very considerable heiress.

When Mr. Bisse, a few days later, arrived with his instructions, he found drawn up for him a statement for the eighteen years of the captain's trusteeship. On the working side of the account was shown a charge of £150 a year as provided by the will of Molly's father for his widow for life; a similar sum for the maintenance of the ward, and a salary of £300 to Captain Crowle for managing the business in the name of the firm as shippers and general merchants. Mr. Stephen Bisse, by this time, had quite lost his assurance. He attempted no objections. "I suppose," he said, "you will allow me an inspection of the books."

"Certainly. You will, however, find them difficult to make out. Are you acquainted with the routine work of a counting-house?"

Mr. Bisse owned that he was not. "I shall be asked," he said, "if I have examined the books."

"You shall examine what you please." Mr. Redman understood by this time the character of this young attorney. "The chief clerk of the counting-house shall be with you to answer any questions you please to ask."

He had come to Lynn, you see, by order of his principals, instructed that the guardian was an old addle-headed sailor, whose accounts would certainly prove liable to question and very likely open to dispute and to claims; he was aware that the noble client desired nothing so much as to ruin this old sailor; that he was also in great necessities for want of money; and that he was anxious, for some reason unknown to his attorney that the question of the validity of the marriage should not be raised or tried in open court. But he had been met by a man of law and by accounts of a most complicated kind, and by the direct refusal to part with any money until a final release had been obtained for the guardian. He, therefore, referred to his principals twice. On the second occasion he was told that his lordship could not wait; that he was to guard against fraud by such an examination of the books as was possible; that he was to get rid of the guardian, grant the release if the accounts allowed him to do so, lay hands on all the monies available, and report progress.

This, in short, he did. The amended schedule reserved property amounting in value to £450 a year as invested year after year, and therefore at something like compound interest, so that this deduction gave the captain personal and real property representing some £12,000. The rest was acknowledged to be the property of the ward, and therefore, assuming the marriage to be valid, under the control of my Lord Fylingdale.

The auditor went to the counting-house and called for the books. He opened one or two at random; he looked wise; he made a note or two, for show; he asked a question or two, for pretence, and he went away.

This done, he repaired to Mr. Redman's office again and tendered a full release to Captain Crowle for his trusteeship. The document, in which Molly was called by her maiden name, and not by that of the Countess of Fylingdale, when it was signed and sealed, rendered the old man free of any persecution; but it left the estate entirely in the hands of the pretended husband.

"You are aware, sir, of course," said Mr. Bisse, "that this release accepted by Captain Crowle, also accepts the truth of my client's statements as regards his marriage."

"We are not going to dispute the fact. We have our opinion, but the weight of evidence and presumption is against us. As his lordship only wants the fortune he can take it. May I ask what you are instructed to do about it?"

"My instructions are first to receive all monies in hand, save what is wanted for current expenses in conducting the business."

"You will see what Captain Crowle has in his strong room. You can take that money to-day if you please."

"And next, all the jewels, gold chains, bracelets, etc., belonging to the countess."

"You can have them also."

"As regards the lands, houses, mortgages, and the business, my lord will consider what is best to be done. I am directed to find some person of integrity in the place who will receive the rents and carry on the business. I fear I cannot ask for your assistance."

"You can, and may. It is still our interest that the affairs of the firm shall be well managed. The chief clerk in the counting-house is the best man you can appoint. He now receives £90 a year. You can give him what the captain had, £300."

"I do not know how long the arrangement will last."

"You mean that your client will probably waste and squander the whole."

"I desire to speak of that nobleman with respect. He is, however, in expenditure even more profuse than becomes his high rank."

Molly shed no tears over the loss of her jewels. She brought the box down with her own hands; she opened it, took out the contents to be verified by the inventory, shut and locked it, and gave the attorney the key. The captain led him downstairs to the cellar, in a wall of which a cupboard had been constructed, which, with a stone in front, removable with a little trouble, formed a strong room. Here were the boxes of guineas waiting to be invested or employed. I know not how many there were, but Mr. Bisse carried all away with him.

When he departed the next day for London he was escorted by four stout fellows armed with cudgels and pistols riding beside his post-chaise. However, he reached London in safety and delivered his prize.

"I wonder," said Mr. Redman, "how long it will be before instructions come for the foreclosing of the mortgages and the sale of the property."

"I am doubtful after all," said the vicar, who always doubted because he always saw both sides of the question, "whether we have done rightly. We could have made a good fight, and we could have proved, at least, that Lord Fylingdale was in desperate straits for money."

"Jack was right," said Molly. "Nothing can be done until we find the other woman."