The Million-Dollar Catch: The Substitute Millionaire

“There’s more,” he whispered in her ear. “Much more.”

Without warning, he stepped back, then turned her. He lightly kissed her on the mouth before dropping to his knees and pressing another opened-mouthed kiss to her stomach.

Her muscles clenched in anticipation. The water ran down her body. He urged her to put one foot on the edge of the tub, then he leaned in, parted her flesh and licked her. She cried out as his tongue circled the very heart of her, before moving across her swollen center. She felt his lips, his breath and the steady pressure as he pleasured her.

She had to brace herself by placing one hand on the wall. Her legs began to tremble as her muscles clenched. He moved slow, then fast, licking, sucking, forcing her higher and closer. Her breath came in pants. She was completely his to command as the promise of an incredible orgasm kept her frozen in place.

She wanted to beg. If she’d known any state secrets she would have yelled them, anything to have him keep doing what he was doing. She felt herself spiral closer and yet her release remained elusively out of reach.

More, she thought frantically, she needed more. But how?

He must have read her mind because he slipped two fingers inside of her. Even as he continued to kiss her so intimately, he filled her and the combination was too much.

She lost control right there, in the shower, with the water pounding and an incredible man between her legs. She gasped for breath and screamed and shuddered until she knew that nothing ever again would ever be this spectacular.

Her release crashed through her, leaving her exhausted and boneless. Todd stood and smiled, then pulled her close. She could barely gather the strength to hug him back.

The thought of doing to him what he’d gone to her perked her up a little. She stepped back, but before she could do anything else, he reached behind her and turned off the shower.

“We’ll get cold,” she told him.

“I don’t think so.”

He pulled open the curtains, then led her out of the shower. After spreading a towel on the counter, he lifted her onto it, parted her legs and pushed into her with one firm, demanding thrust.

She would have bet a lot of money that she was too content to even think about coming again for six or eight months. But the second he filled her, she felt tired muscles sit up and take notice. Then he kissed her and she found herself getting lost in the sensual dance of tongues and lips and need.

They were both wet and the bathroom was steamy and he hadn’t had a real shower yet, but none of that mattered. Not when he slipped his hand between them and found her still-swollen center. He rubbed it gently enough not to hurt, but just enough to make her surge toward him.

She went from exhausted to take-me-now in less than fifteen seconds. She wrapped her legs around his hips and rode him until she came again—this time holding in her scream until he groaned her name and they got lost together in their mutual release.

Julie lay on her bed, her eyes closed, her long, blond hair spread out on the pillow. Ryan Bennett twisted a strand around his index finger, enjoying the softness of her hair and the way it caught the light. Her breathing was slow and steady, as if she were about to fall sleep, but the slight smile tugging at the corners of her mouth told him she might have something else on her mind.

Something he would find very appealing.

He didn’t want to go. That surprised him nearly as much as anything. Normally he was a get-out-of-town-fast kind of guy, the morning after. He frequently avoided the problem by not staying at all. But he’d wanted to wake up in Julie’s bed and make love with her again. He’d wanted a lot of things.

“Julie,” he murmured.

She opened her eyes. Her irises were a blue with tiny flecks of green. She had freckles and a wicked smile, and she smelled like vanilla and sex and temptation.

How could she be like that and be a scheming liar? Was this all a game to her? A twisted, win-at-any-cost game?

He’d pretended not to know about Ruth’s offer of a million dollars to see if she would mention it. She had, though, and in such a way that he wanted to believe it didn’t matter to her. But if she didn’t care about the money, why go on the date at all?

She reached up and stroked his face. “You’re far too good-looking,” she told him.

“That’s not a bad thing.”

“It could be. Handsome men don’t have to try so hard.”

“So you’d rather I was a troll?”

“I’d like to think you had to put a little effort into getting women into your bed. Instead, I have a feeling I’m simply one of the masses.”

“I didn’t get you into my bed,” he said as he leaned close. “I got you into your bed.”

“That’s a subtlety that does nothing to weaken my point.”

He rolled onto his side and supported his head with his hand. “Why do you get away with saying bad things about men, but if I were to make a crack about beautiful women, you’d accuse me of being misogynistic?”

“Because it would be true. We have centuries of inequity between the sexes to overcome. I think a little head start for the ladies is perfectly acceptable.”

“So speaks the lady.”

She raised her eyebrows. “We’ve already had the ‘do you want me to be a man’ conversation. Yet here we are, flirting with it again. Is there something you want to tell me?”

He rolled onto his back. “You’re driving me crazy.”

“It’s one of my best qualities. I’ve turned it into an art form.”

She laughed, then bent over him and brushed his mouth with hers. Her hair stroked his chest and it was all he could do not to reach out and touch her, take her, be inside of her.

Who was she, really? He’d come on the date because Todd was his cousin and he, Ryan, had been in the mood to exact a little revenge on money-hungry women, whomever they might be. He hadn’t cared about Julie; in fact, he’d been prepared to dislike her on sight.

But she’d won him over and somehow made him want to believe in her.

“Tell me about your family,” he said.

She raised her head. “Interesting change in topic.”

“I’m curious about your grandmother. How could you not know her all these years?”

Julie curled up next to him and put her head on his shoulder. Involuntarily, he reached for her hand and laced their fingers together.

“Ruth’s first husband died unexpectedly, while she was pregnant with my mom. Ruth remarried a few months after the birth to Fraser Jamison, your great-uncle. Naomi, my mom, looked on him as her father. When she was seventeen, she met Jack Nelson, my dad, and fell madly in love with him. He didn’t come from money—in fact he was a bit of a loser, but charming and she couldn’t help herself. She ran off and married him, and Ruth and Fraser turned their backs on her.”

The story matched what Ryan had been told, although his uncle Fraser hadn’t been that generous in the telling. He’d painted Naomi as an ungrateful slut who’d defied him at every turn and her husband as a money-grabbing bastard who’d been out for what he could get.

“My mom was pregnant, of course. I was born six months after the wedding. My two sisters followed very quickly. Mom got a job, Dad tried, but he wasn’t the type to enjoy real work. Although he always had a scam going. Some of them even paid off. He took off for the first time when I was about eight. He’d be gone for months at a time, then show up. He’d bring us gifts and her money, then he’d leave again.”

There was anger in her voice, and maybe a little pain. Was either emotion real? “That must have been hard for you,” he said.

She sighed. “I wanted her to divorce him and move on, but she wouldn’t. She said he was the love of her life. I thought he was a jerk who couldn’t stand to take responsibility for his family. But that’s a fascinating discussion for another time. Years passed, we all grew up. Then about three months ago, Ruth appeared on our doorstep. She said that she’d been wanting to reconcile with her daughter for a long time, but Fraser had stood in the way. With him gone, she was free to do as she wanted and have her family back. So now we have a grandmother.”

And a potential inheritance, he thought cynically. “She came to you?”

“That’s what I heard. Mom called and asked us all to join her for dinner. We walked in and there was Ruth.” She raised her head and looked at him. “It’s weird to suddenly find out about relatives this long after the fact.”

That he could agree with. “What do you think about her?”

“She’s crusty,” Julie said as she wrinkled her nose. “Very elegant, but distant and … I don’t know. I don’t really know her. I guess I’m mad because she turned her only daughter away. Okay, sure, she didn’t approve of what my mom did, but there’s a whole lot of space between not approving and never seeing her again. She turned her back on all of us. Now she says she’s sorry and we’re supposed to just forgive her? Pretend all those years without her didn’t matter?”

He found himself in the odd position of wanting to defend his aunt. Ironic, considering he, too, thought of her as meddling and difficult. Still, he loved her.

“She’s getting older,” he said. “Maybe losing her husband has caused her to see what’s really important.”

She looked at him. “Do not tell me you’re a middle child?”

“I’m an only child.”

“You don’t sound like it. Willow is the middle sister and she’s forever seeing everyone else’s point of view. It’s an incredibly annoying characteristic.”

“In my business it’s important to see all sides of a situation.”

“I’m not sure that’s a good enough excuse.”

He wanted to believe her. He hadn’t expected that, but then he hadn’t expected a lot of things.

“I’m not trying to jump to conclusions here,” she said, “but you do realize that despite all this, we can’t get involved.”

Couldn’t they? “Why not?”

“Because of my crazy grandmother and your crazy aunt.”

“We’re not related.”

“It’s the money. If we got involved, everyone would think it was because of the tantalizing offer of a million dollars. You would think that. I don’t get it. You are not the kind of man who needs anyone’s help to get a woman. So why would she do that?”

“Ruth has some particular ideas about life and her place in everyone else’s.” She always had. Maybe she genuinely thought one of her granddaughters would be able to trap Todd. Ryan was more willing to bet on his cousin. Todd wasn’t interested in anything serious and no one was going to change his mind.

“Like I said. Crazy.” Julie shrugged. “But now we have a problem.”

Everything about her screamed that she was telling the truth. She met his gaze easily, she wasn’t nervous. She’d been funny and charming and blunt ever since she’d walked up to his table in the restaurant and had compared him to Mr. Howell.

“You’re saying things would be better if I was an impoverished shoe salesman?” he asked.

“In a way. Although it sounds a little nineteenth century. Couldn’t you just be a high-school math teacher or an entry-level computer programmer?”

“I could be, but I’m not.”

“So now what?” She reached for her robe and pulled it on, then sat up and smiled at him. “I’m presuming you want to see me again, mostly because I’ve given you many opportunities to bolt for freedom and you haven’t taken any of them.”

“Do you wish I would have?”

“No.” She shrugged again. “I kind of like having you around.” She laughed. “This time yesterday I was dreading meeting you. I wished that either of my sisters could have been paid to take my place. But now …” She touched his hand. “Sometimes losing is a good thing.”

His chest tightened as the truth slammed into him. Whatever he and Todd had thought about Julie Nelson, they’d been wrong. She wasn’t in this for the money. She wasn’t in it for any reason other than she’d wanted to make her grandmother happy and she’d lost a stupid game.

The realization of what he’d done—how he’d blown it—made him sick. He’d thought she’d be a bitch—instead she was the most amazing woman he’d ever met, and he’d screwed this up. Totally.

“Todd?” she asked. “What’s wrong? You have the strangest look on your face.”

“I …” He swore silently. How to explain? How to … “I’m not Todd Aston.”

Four

Julie knew she was supposed to say something, but she couldn’t seem to get her brain to work. Too little sleep and too much shock made thinking impossible.

“You’re not Todd?” she asked, more to herself than him.

“Julie, look,” he began, but she raised her hand to cut him off.

“You’re not Todd,” she repeated as she stared at the naked man in her bed. The man she’d made love with several times. The man she’d laughed with and joked with and had taken her clothes off for and trusted?

“You’re not Todd?”

This time the words came out in a yell that gave voice to the fury and horror building inside of her. She scrambled off the bed and tightened the belt of her robe.

“What the hell do you mean, you’re not Todd?”

“I’m his cousin, Ryan Bennett. Todd and I knew about what Ruth had done, and we figured anyone who agreed to her terms was only in it for the money. I went on this date thinking I was here to teach you a lesson. You know, pretend to be Todd and then cut out.”

“His cousin? This was just a game to you? Is this your idea of a good time?” She glared at him and wished she worked out so she could punch him and have it hurt.

Todd or Ryan or whatever his name was climbed out of bed and stood in front of her. Naked. Gorgeous. But that shouldn’t be a surprise. Why wouldn’t evil, lying, snake bastards be good-looking, too?

“Julie, wait. It’s not what you think.”

“Don’t even try,” she told him, feeling light-headed from the rage coursing through her. “Don’t think you can smooth talk your way out of this one.”

“I don’t want to talk myself out of anything—I want to explain. I didn’t mean for this to happen.”

This? As in the sex? The rage built and she was suddenly terrified she was going to cry. Oh, God, not that. She refused to break down in front of this weasel.

“What part didn’t you mean?” she asked, her voice thick with loathing. “The part where we agreed to meet for dinner? Or was it just a slip of the tongue when you introduced yourself as Todd? Oops, silly me. I forgot my name?”

He’d been charming, she thought, just as enraged at herself as she was at him. Of course—if she’d fallen for him, there had to be something wrong with him. It wasn’t as if she ever found someone decent. He’d been funny and smart and she’d been so attracted to him. Hadn’t that been enough of a warning in her brain? But no. She had to go and think he was what he seemed. She had to go and bring him home and have sex with him.

For someone who was supposed to be so damn bright, why did she have to act so stupid?

“We thought …” he began.

“You thought what? This would be good sport? No, wait. What was it you said? You were going to teach me a lesson?” She glanced at her lamp and thought about flinging it at his head. “Who the hell are you to be judge and jury? What did I ever do to you?”

“You didn’t do anything,” he told her earnestly. “Nothing at all. You’re the innocent party in this. I’m sorry.”

“Sorry doesn’t cut it.”

“I know. When Aunt Ruth told Todd what she’d done, what she’d promised you and your sisters, he was furious. He always has money-hungry women chasing after him and he didn’t need three more trying to marry him for his wealth.”

“Todd needs to get over himself,” she said bitterly. “It wasn’t about the money. You know that, damn you. It was about finding out we had a grandmother and keeping things good between us. No one thought her offer was real. What’s wrong with you people?”

“You have no idea what it’s like,” he said.

“Oh, poor little rich boy. I bleed for your pain.”

He was still naked and she deeply resented that part of her brain could actually pause and appreciate the sculpted perfection of his body. Her insides quivered at the memory of being taken by him over and over again.

She sucked in a breath and pointed at the door. “Get out. Get out now.”

“Julie, you have to understand. I never thought I’d be meeting you.”

There were a thousand ways to interpret that sentence. She had a feeling it was his meager attempt to tell her that she was special, that she mattered.

Oh, please. “So if you hadn’t liked me, it would have been okay to screw with me? There’s a nice statement about your character.”

He flinched slightly. “I didn’t mean it like that.”

“Sure you did. You’re not sorry you tried to teach me a lesson, because even knowing nothing about me, you were confident I deserved one. No, your only problem comes from the fact that I was someone you enjoyed being with and now you’ve screwed things so totally I wouldn’t get involved with you if you were the last man on the planet. There is nothing you can say or do to ever convince me you are anything but a lying bastard who believes he is so superior to everyone around him that he gets to cast judgment on the rest of the world. You are self-centered, egotistical, rude and twisted in ways I can’t begin to comprehend. Now get the hell out of my house.”

He drew in a breath, then nodded. After gathering his clothes, he walked out of the bedroom. Less than a minute later, the front door opened and he was gone.

Julie sank onto the floor. At least he was a fast dresser, she thought as waves of pain washed over her. And he was gone.

She began to shake as she fought tears and she hated that through all of this, she’d desperately wanted him to beg. She knew it couldn’t have made any difference, but she’d wanted it all the same. She’d wanted to know that last night had meant as much to him as it had to her.

Obviously, it hadn’t.

Julie dressed in her tightest pair of jeans because being unable to breathe helped to keep her mind off the horrors of her morning. She’d scrubbed the shower, washed her sheets, remade the bed and had given herself a stern talking-to. None of that had worked in the least, so she’d left to go see her sisters, stopping on the way to buy the biggest latte known to man. If not breathing didn’t help, maybe she could drown herself from the inside out.

It was a little after eleven when she pulled up in front of the small house where she’d grown up. The tiny lawn looked lush and green and there were flowering plants everywhere, mostly thanks to Willow’s green thumb.

She glanced at the two cars already parked in front of the house and took in the empty space in the driveway, then got out and walked into the house.

“Hey, it’s me,” she said as she stepped into the bright living room.

Willow sat curled up in the chair in the corner, while Marina had taken a corner of the sofa. They both smiled at her.

“Hi,” Willow said as she stood and hugged her sister. “Are you really going to drink all that coffee? Too much of that will kill you.”

“That’s the plan,” Julie said, doing her best to smile as she spoke so Willow would think she was kidding.

Marina moved in for her hug. “Hi. How are things?”

“Okay. Mom at the clinic?”

“Uh-huh.” Marina sat back on the sofa and patted the cushion next to her. “It’s low-cost vaccination day.”

“Right.” Julie plopped down.

One Saturday morning a month, Dr. Greenberg, Naomi’s boss, opened his offices to the neighborhood and gave low-cost vaccinations to whomever wanted them. It had been their mother’s idea—part of her ongoing quest to save the world. Julie had always thought she should spend a little more time trying to save herself.

“So how are you two?” she asked.

Willow and Marina exchanged a glance. Julie immediately tensed. “What?”

Willow sighed. “We were talking about Dad.”

Great. Because the day hadn’t started off badly enough, Julie thought grimly.

“It’s been a few months,” Marina said. “He should be coming back any time now.”

“How exciting,” Julie muttered and sipped more coffee.

“Jules, no.” Willow flipped her long blond hair off her shoulder and leaned forward. “That’s not fair. You never give him a break.”

“I’m sorry I don’t have enough appreciation for a man who abandons his family over and over again and the mother who lets him.”

Marina’s mouth twisted. “That’s not fair. She loves him.”

Julie felt too raw to deal with the familiar argument. “Don’t say he’s her destiny, I beg you. He blows back into her life and ours, he’s charming and adoring and then he goes away. He moves on to the next thrill and we’re left picking up the pieces.”

Julie’s childhood had been punctuated by her father’s visits and her mother’s subsequent week of tears and feeble attempts to hide her pain. While her sisters were happy to remember the excitement of their father’s visit, Julie always recalled the aftermath. Jack Nelson was like a big electrical storm. A lot of light and noise and an impressive show, but when it was over, someone had to handle the cleanup. That someone had usually been her.

She took another sip of her coffee. Apparently it wasn’t enough to drown her, which meant she would now be completely awake to deal with the humiliation of last night and this morning.

“All men are bastards,” she muttered.

Willow’s blue eyes widened. “Julie, no. Not all guys are like Garrett.”

Right. Her ex-fiancé. Julie groaned. She’d thought he’d been the absolute low point of her romantic life, but when compared with Todd/Ryan, he was almost a nice guy.

“Speaking of slime on two legs,” she said, “I had my date with Todd last night.”

“What?” Marina threw a pillow at Julie. “Are you kidding? Why didn’t you say anything until now?”

“I’ve been here five minutes.”

Willow rolled her eyes. “Oh, please. That’s a walkin announcement and you know it.” She slid to the edge of the chair and grinned. “Okay, tell us everything. Start at the beginning and speak slowly. Don’t leave out anything. Was he fabulous? Was he charming? Could you tell he was rich?”

Under any other circumstances, Julie would have laughed. Willow’s idea of a guy with money was one who would only make her pay for her own meal instead of his as well. She tended to attract the down-and-out type, those between jobs or paychecks or even stints in jail.

“He was …”

On the way over, Julie had tried to come up with a way to make the situation into something she could laugh about instead of a pathetic statement on her luck with men. But she couldn’t remember a single thing she’d planned on saying and she surprised both herself and most likely her sisters by starting to cry.

“Jules?”

They were both beside her in a heartbeat. Marina hugged her from the side and Willow knelt in front of her. Someone took her coffee from her hand, and then she was held so hard, her chest hurt. Or maybe her chest just hurt on its own.

The embrace was familiar and comforting. They’d always been there for each other, only she wasn’t usually the one at the center of the healing.

Julie wiped away her tears and swallowed. “He wasn’t a one-armed humpback,” she said, her voice shaking a little. “He was nice. Charming and sexy and we danced and he made me laugh.”

She’d already decided not to mention that she’d slept with him. No doubt she would confess all later, but right now she couldn’t face admitting she’d been that much of a fool.

She’d been so careful, too. Ever since Garrett, she’d avoided men and sex and entanglements. Based on who Ryan had turned out to be, she should have stuck with being single.

“How did it go wrong?” Willow asked. “Was he secretly a woman?”

That made Julie laugh. She touched her sister’s face. “No, but that would have been interesting. He lied … about everything.”