Annie's Neighborhood

Turns out home may be where the heart is, after all…

Briar Run, Kentucky, is where Annie Emerson grew up, where her grandmother Ida raised her. Annie, now a social worker in L.A., left years ago but returns home when Ida’s health fails. She’s devastated to lose her—and shocked to discover how badly the town has deteriorated. But she’s inherited some money and uses it to help rescue Briar Run.

Police chief Sky Cordova is dealing with an overabundance of crime, severe budget cuts and a battle over the custody of his five-year-old son, Zack. The last thing he needs is a woman with a cause stirring up trouble. Despite that, he’s captivated by Annie and her passion to revitalize her neighborhood. He’s not the only one, since Zack falls for Annie, too. Sky starts to realize that her way of bringing the town back to life—one house at a time—might work. Just as she’s brought his heart back to life, one smile at a time…

Annie opened a small leather notebook.

“I surveyed a few residents,” she began. “I believe their spirits can be improved by something as simple as home face-lifts, like the one I’ve started. Fresh paint. Maybe new drapes. Possibly some rosebushes and weeded yards. Those things take sweat equity.”

“And money. Paint isn’t free. Cosmetic changes won’t break the stranglehold gangs have on local teens. If you want to do something meaningful, get me the names of the gang leaders.”

Annie and Sky faced off across the table. “Maybe the gang leaders will give up and move on if we create the kind of community where families want to live. Restore hope.”

“Perhaps that’s true in prosperous neighborhoods. Did any of the residents you talked to tell you how many hours a day they spend riding buses back and forth into Louisville to work at minimum-wage jobs that barely put food on their tables? Those privileged few who actually found new jobs?”

“I haven’t totally gained their trust yet,” Annie admitted. “But I plan to. I thought I’d distribute flyers inviting residents to a meeting where I can lay out my ideas in greater detail.”

“Good luck.”

“I had hoped I could enlist your support.”

He clattered down the steps and strode down the walkway without so much as a backward glance.

Dear Reader,

A lot of writers say that a story will come to life fully formed in their minds. For me, more often the characters appear first and then I need to find them a home. Annie’s Neighborhood was different. The houses in her neighborhood came first.

Whenever I travel, I do so with a tour book of the state in hand. On a trip to Kentucky I wanted to see the home of the Kentucky Derby. We’d just missed the race, but the immediate area was still decked out in new paint and roses. On leaving Churchill Downs, we wound through a warren of streets lined with older Victorian houses. The once-vibrant neighborhood looked faded. Homes needed paint. Retaining walls were cracked and overgrown with vines. Lovely stained-glass dormer windows looked dull, and wrought-iron fencing was rusted. The greater city of Louisville, built by immigrants who worked in manufacturing, was a city in transition. A news article said some areas were battling an infiltration of gangs. But even as we left the state I kept thinking about those homes, about how beautiful they could be. Maybe they are now.

My story of course is a total work of fiction, and Annie’s a character who rattled around in my head for quite a while. She had a murky background and needed roots. She needed my faded homes.

And because I write love stories, independent though Annie is, she needed a family. Who better than a once-burned, jaded cop? Sky Cordova is in the middle of a custody fight with his ex. He’s also trying to keep the peace in a dying community populated by apathetic homeowners cowed by defiant gangs. And then Annie Emerson shows up! She’s testament to the fact that big changes begin with small ones—when it comes to houses and hearts.

And that’s how this story was born. I’m glad Harlequin Heartwarming provided it with a home. I love to hear from readers. Contact me via email at rdfox@cox.net, or by writing to me at 7739 E. Broadway Blvd. #101, Tucson, AZ 85710-3941.

Sincerely,

Roz

Annie’s Neighborhood

Roz Denny Fox

www.millsandboon.co.uk

ROZ DENNY FOX

Roz saw her first book, Red Hot Pepper, published by Harlequin in February 1990. She’s written for several Harlequin series, as well as online serials and special projects. Besides being a writer, Roz has worked as a medical secretary and as an administrative assistant in both an elementary school and a community college. Part of her love for writing came from moving around with her husband during his tenure in the marine corps and as a telephone engineer. The richness of settings and the diversity of friendships she experienced continue to make their way into her stories. Roz enjoys corresponding with readers either via email, rdfox@cox.net, or by mail (7739 E. Broadway Blvd. #101, Tucson, AZ 85710-3941). You can also check her website, www.Korynna.com/RozFox.

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Contents

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Epilogue

Chapter One

ANNIE EMERSON WAS the lone occupant in the family car traveling behind the hearse that carried her grandmother to her final resting place. She stared numbly out a tinted side window. At the church, old friends of Ida Vance had said that at eighty-eight she’d lived a full, happy, productive life. But Gran Ida, as everyone called her, was Annie’s only known relative, and Annie wasn’t prepared to say goodbye.

She felt like a stranger in Briar Run, a small town bordering Louisville, Kentucky, where she’d grown up, and where Gran Ida had lived for nearly seventy years. Soon her grandmother would rest beside the man she’d loved and honored all those years, even though John Vance had died in World War II.

As the car crawled along, Annie reflected on the little she really knew about the woman who’d raised her from infancy. Ida didn’t dwell on the past. In fact, it wasn’t until after Annie had sought and accepted a scholarship to UCLA—half a country away in California—that Ida deigned to share a bit of Annie’s own history. Gran got out an old photo album and showed Annie pictures of her grandfather, John, who’d come home to Kentucky on leave before World War II turned really ugly. He had bought the Victorian home, then left again to fight and die before Ida discovered she was pregnant with a daughter from whom, sadly, she’d be estranged for many years. That daughter had been Annie’s mother, but she still knew next to nothing about Mary Louise Emerson. Because Annie had badgered her, Gran admitted that the girl who’d run away at sixteen with an itinerant musician had reappeared at her door one rainy night seventeen years later, ill, pregnant and penniless; she swore she was married and her last name was Emerson. Later, weakened by a difficult birth, Mary Louise died without providing proof of any marriage.

That had all taken place thirty-four years ago—her entire lifetime, Annie thought, wiping away tears of grief. For the past fourteen years she’d lived and worked in L.A. The truth was that she’d fled Briar Run because the boy she’d dated for two years and was sure she loved and loved her in return had let his parents break them up over Annie’s iffy parentage. That created a grievance, which stuck with her long after Gran Ida informed her Brock Barnard and his family had moved away. The hurt went so deep, Annie hadn’t been able to come back to Briar Run even for short visits until two weeks ago, when it became clear that Gran desperately needed her.

During those intervening years she had earned a master’s in social work, and had taken a job in L.A. Her hours as a caseworker in a depressed area were horrendous. Her original aim had been to help young women like her mother. In the back of her mind, she’d foolishly imagined finding her father—which never happened. Letting an unknown, uncaring dad and Brock Barnard’s rejection drive her decisions for so long made no sense. And now, too late, Annie wrestled with guilt for avoiding Briar Run all this time.

And why hadn’t she insisted Gran come and live with her? Maybe she could have gotten her the kind of medical care that might have prolonged her life. Gran loved her yearly visits to the coast, and Annie always sent her plane tickets. But Gran never stayed for more than a month. For the remainder of the year they spoke on the phone every Sunday evening. That felt like a cop-out now. She should have noticed signs of heart trouble during Gran Ida’s last visit. She’d chalked up Gran’s occasional memory lapses to old age. Annie truly hadn’t suspected something might be seriously wrong. Not until a neighbor called to say Ida had trouble finding her way home from the grocery store. Or she’d put a kettle of water on the stove and let it burn dry. Annie had immediately phoned Gran’s doctor. He’d said bluntly that Annie needed to come to Kentucky and arrange assisted living for Ida, whose arteries were hardening—arteriosclerotic heart disease, he’d called it.

Taking any time off meant Annie had to dump her caseload on her overburdened coworkers—which took her a while. Then, after she got here, Gran flatly refused to discuss moving to a senior center anywhere, certainly not one in California. In fact, these past two weeks Gran had talked and acted as if Annie’d come home to stay.

The car stopped behind the hearse, next to a grassy knoll where a blue canopy stood. Annie’s mind blanked when the funeral director opened her door, helped her out and led her to where Ida’s pastor waited at the head of an open grave. Copious tears clogged her throat. Few people had come to the graveside service. Annie acknowledged Ida’s next-door neighbors, the Gilroys and the Spurlocks. There was a well-dressed older gentleman she recalled seeing at church, but she didn’t know him.

After the minister wound down a short eulogy, too short in Annie’s estimation, mourners murmured condolences and drifted away. Annie hadn’t planned a reception. First, she didn’t think she could face one. Also, even Gran Ida had said a lot of their old friends and neighbors had moved away.

Annie bent to place a long-stemmed white rose on Gran Ida’s casket. Gran Ida loved flowers, roses in particular.

The well-dressed stranger approached as Annie straightened. He gave her a business card, saying, “I’m Oliver Manchester, Ms. Emerson. I handle your grandmother’s legal affairs. We should meet at your earliest convenience to go over Ida’s will, you being her only heir,” he said.

Annie had been so grief-stricken by Gran’s death, she hadn’t thought beyond arranging a funeral. She read the man’s card and tried to compose her response. “I, ah, left my rental car at the funeral home. If you’re free at one o’clock,” she said after a glance at her watch, “I can stop by. I’m anxious to get everything sorted out because I need to get back to my job in L.A. as soon as possible. I only arranged for a four-week leave.”

“One o’clock is good. Our meeting shouldn’t take long. I must admit, though, I was under the impression that you weren’t returning to California. When Ida phoned me to say you were coming, she indicated you’d be staying on to help revive the neighborhood.”

Annie frowned. Her grandmother had said something similar to her several times. She hadn’t argued, and now there seemed no point in making excuses to Mr. Manchester. She tucked his business card in her purse without further comment, and watched him walk to a dark blue sedan. As he drove away, Annie belatedly wished she’d asked if her grandmother had many outstanding bills. Oh, well, it didn’t matter; she was prepared to settle them. For a number of years she’d sent Gran Ida regular checks to cover rising food and living costs. Considering how badly the once-pristine home needed painting, Annie wished she’d sent more. What she really wished was that she’d made time to visit. Once again her heart constricted with guilt. If Gran had ever said she needed her, Annie would’ve come. Now all that might have enticed her to stay was gone.

* * *

IT WAS TEN after one when Annie jockeyed her subcompact rental car into an on-street parking spot outside Oliver Manchester’s office. Climbing out, she paused to lock the door, and tightened her grip on her purse; she’d noticed that all the offices and shops had iron grates installed over their doors and windows.

She racked her brain, but couldn’t recall Gran’s ever mentioning the town’s business district going downhill.

At the barred door, Annie read a typed sign instructing callers to push a buzzer for admission. Strangely this reminded her of the area where she worked—in the tough, run-down neighborhoods of south L.A.

A woman opened the door and unlocked the outer grate after Annie supplied her name. “Mr. Manchester’s expecting you,” she said. “Would you care for coffee, or perhaps a cold soda, before you go into your meeting?” She smiled at Annie as she relocked the grate.

“No, thank you. Mr. Manchester told me he didn’t expect this to take long.”

Nodding, the woman opened a door and announced Annie’s arrival. She stood aside, letting her enter a private office. The attorney’s office was posh in the manner of old-time Southern aristocrats. The dark green pile carpet was deep. Leather chairs and an oversize mahogany desk befitted a well-to-do lawyer. Oil paintings graced his walls, and crystal decanters sparkled on a corner bar. It was easy to see why Manchester wanted to protect his belongings with bars.

He came around his desk to pull out a chair for Annie. “I’ve gathered all of Ida’s files,” he said, retaking his seat. He opened a manila folder and indicated a spreadsheet on his computer screen.

Annie blanched. Surely Gran Ida couldn’t be so much in arrears that it required a spreadsheet.

“I’m sure you know Ida worked as a lead seamstress for a local lingerie factory until it went out of business.”

“Yes.” Annie’s voice reflected a modicum of pride. “During my senior year of high school, Gran was honored as the company’s longest-serving employee. Her award was a brand-new sewing machine we put to good use sewing my college wardrobe.”

“Ida could have retired well before then. She was fifty-six when you came into her life, and she felt the need to prove to Family Services that she was able to care for you.”

“For which I’m grateful.” Annie smiled.

The lawyer cleared his throat. “Ida bequeathed you the house, of course. It’s a bit of an albatross, I’m afraid, given how this community has declined in the three years since the glove factory, our last major employer, shut down.”

Annie opened her purse. “Mr. Manchester, I don’t make a huge salary as a social worker. Neither do I have time to spend everything I earn. I’m ready to cover any bills Gran Ida left unpaid. Should they add up to more than I expect, I’ll take out a loan. If you’ll provide me with a full accounting of her debts, I’ll begin paying them today.”

Leaning back, the man lowered his glasses and stared at Annie. “You mean you aren’t aware that in addition to her home, Ida has left you annuities and tax-free municipal bonds totaling nearly a million dollars?”

Annie’s jaw dropped and her purse slipped off her lap to hit the carpet with a dull thud. She swallowed a lump that rose in her throat and bent quickly to hide a rush of tears. When she straightened, she had to dash them away, all the while shaking her head in denial.

“I can see you had no idea,” Manchester said, turning to print what was on his computer screen.

“N-no,” Annie stammered. “How...how can that be?” she asked, fumbling out a tissue. “Gran’s salary was modest. And she’s been retired for years.”

“Ida made her first will when John died. She funded her first annuity with his military death benefit. Saving was important to her. The only time she skipped funding what she called her nest egg was after Mary Louise ran off with that guitar player. Ida dipped into it to find her daughter. A private investigator she hired did locate Mary Louise living in a tent on the west coast. She made plain that she hated Kentucky, and told the P.I. she had no intention of ever returning. It almost broke Ida’s heart, but she rallied, cut Mary Louise out of her will and resumed her investments.” The lawyer passed Annie a sheaf of papers. “Ida eventually forgave your mother, because you turned out to be the gift that gave her life purpose.”

“I knew some of that. Not that Gran Ida tracked down...my mother.” Annie looked blindly at rows of figures that blurred. Figures showing, among other things, that Gran had also invested every penny Annie had sent her over the years. “I never felt we lived frugally,” Annie murmured. “Gran Ida was lavish with her love and she convinced me I could do anything I set my mind to, although she didn’t really want me going away to college. Letting me go was generous—I understand that better now. Forgive me, Mr. Manchester, but this is too much for me to take in right now. I need to go back to the house, think about all of this, and I’ll contact you again in a day or so.”

He stood at once. “By all means. If it matters, I do know Ida’s greatest hope was that you’d live here and use your many skills to help families in Briar Run rebuild this community she loved so much. I realize that’s a tall order,” he added.

“I have a job. Gran is gone, and anyway, I’m not sure what she thought I could do...” Annie’s voice trailed off.

“Well, I don’t blame you. I’m retiring in a few months, and will be moving to Florida. This fund Ida built up will allow you to enjoy a very comfortable life, Annie.”

Something in his comment annoyed her. Was he suggesting she do nothing and live off her grandmother’s largess? The very notion grated all the way back to Ida’s house. Her house now. She pulled into the drive, stopped and rubbed at her temples, where a headache was starting. As she left the car, she realized there was a flurry of activity at the homes on either side of Gran’s. The Spurlocks, a young, newly married couple, and the Gilroys, longtime retired friends of Ida’s, had work vehicles parked in their driveways. Locksmiths, according to signs on a panel truck, and a glass company apparently replacing broken windows on her neighbors’ homes.

The women saw her, and hurried over. That was when Annie saw her front door standing agape. By then her shoes had crunched broken glass on the porch. “What happened?” she asked Peggy Gilroy, who was first to reach the steps.

“Break-ins,” Peggy announced. “When we were at Ida’s funeral. I’m glad you got home while the workmen are still here. You’ll need to arrange repairs before dark, Annie. We scared the intruders off when we pulled in. I should have told you not to list Ida’s funeral service in the paper. That was like an open invitation to gang members.”

“We have gangs? I knew Louisville had problems, but Gran Ida never said a word about Briar Run. I suppose she didn’t want to worry me.” Annie glanced from one to the other of the women, and both nodded. Annie then turned to their husbands, who remained with the workmen. “Did you report this to the police for all of us?”

The two women facing her exchanged worried frowns. “It might not be the best avenue,” Peggy said quickly. “The gang is run by bad elements out of Louisville. They’ve gained a foothold here over the past year. Our shrinking police force has enough trouble dealing with serious crime—worse things than broken windows and a few stolen electronics. Just do the repairs and lie low, Annie, so we don’t attract the gangs’ attention.”

“Are you kidding? Three houses vandalized and the local cops can’t be bothered to do anything about it? I think not.” She hauled out her cell phone and punched in 9-1-1. As Peggy and Missy hurried away, still looking concerned, Annie paced back and forth on her porch, kicking at broken glass. She waved one hand in the air as she impressed on the dispatcher that they needed police intervention ASAP. Then she peered inside at all the things strewn around, but decided it was best not to touch anything.

* * *

THIRTY-FIVE-YEAR-OLD police chief Skylar Cordova took a call from his dispatcher about a series of daytime home break-ins. He stifled a weary sigh, took down the addresses, then asked the dispatcher to contact Lieutenant Koot Talmage, his second-in-command, to meet him at the scene. Talmage was a good, competent cop, even if he’d told Sky that he was only waiting it out until his retirement at the end of the year.

This wasn’t Sky’s first job choice. He’d been an army reservist called up from his big-city police job in Baltimore to serve his country. By the time he’d finished two tours in Iraq and one in Afghanistan, with months between tours spent at a variety of military bases, his old job, out of necessity, had been filled, although his captain had tried to save it. Since Corrine, Sky’s wife, divorced him while he was gone and subsequently married a bigwig Kentucky racehorse breeder, this job put Sky as close to his five-year-old son, Zachary, as he’d been able to manage.

He’d been chief of Briar Run less than a year, but it hadn’t taken him very long to see that his force couldn’t handle the escalating crime being directed from outside his legal reach in Louisville. Reciprocal help was a joke; it meant when Louisville cops had time, and they were up to their eyeballs, too.

Out of self-interest, Sky had feelers out, hoping to turn up a job in a larger town, with a force that offered a bigger staff. However, in this slow economy police departments everywhere were cutting back, not expanding, as was the case here. His already minuscule force had been cut in half again in the last budgetary process, implemented by Aaron Loomis, the new city manager who’d been appointed by the governor to pull Briar Run out of debt.

Sky pulled up to a trio of homes that had seen better days. In fact, this whole street, like many in the neighborhood—including his, a few blocks away—looked as tired as he felt.

Koot drove in and parked behind him as Sky picked up his clipboard of report sheets. Shoving his sunglasses off the bridge of his nose into shaggy hair he hadn’t found time to get cut, Sky waited for his friend and coworker to join him.

The older man came up, blotting sweat from his cocoa-brown face. “Enid called me from dispatch. She said three homes in a row were vandalized while the occupants attended a funeral. Whose work do you reckon it is?”