The Doctor She Always Dreamed Of

Dear Reader,

I’m thrilled to be back with two brand-new Medical Romances about Kira and Krissy Peniglatt—two very special sisters who work hard to care for and give to others without expecting anything in return.

In The Doctor She Always Dreamed Of Kira is a no-nonsense professional, working on the business side of nursing. Rather than enjoying the glitz and glamour of New York City, she divides her time between her job as Director of Case Management at a large insurance carrier and caring for her severely brain-injured mother. With no time to spare, she gave up on finding love a long time ago. But she’s never met a man like Dr Derrick Limone—a man willing to do anything to spend time with her.

In The Nurse’s Newborn Gift Krissy is a laid-back travelling nurse who’s in the process of changing her carefree life to keep a promise to her dead best friend—a soldier killed in the war. Having his baby, giving his parents the gift of a grandchild they can dote on and love in his absence, may seem extreme to some—but not to Krissy. She’s waited five years, and she’s ready to do it all on her own. But Spencer Penn, the baby’s godfather, has other ideas.

I hope you enjoy reading Kira’s and Krissy’s stories as much as I enjoyed writing them! To find out about my other books visit WendySMarcus.com.

Wishing you all good things,

Wendy S. Marcus

www.millsandboon.co.uk

This book is dedicated to my cousin, Justine De Leon, in honour of her becoming a US citizen.

We love you and we’re so happy you’re here!

With special thanks to Barbara Kram for helping me run through some HMO insurance fraud scenarios.

Any errors are my own.

Thank you to my wonderful editor, Flo Nicoll, for always pushing me to do my best.

And thank you to my family, for supporting me in all that I do.

WENDY S. MARCUS is an award-winning author of contemporary romance who lives in the beautiful Hudson Valley region of New York, where she spends way too much time indoors on her computer. Writing. Really! Okay … more like where she spends way too much time on Twitter and Facebook! To learn more about Wendy, and the books she’s managed to write in spite of her social media addiction, visit WendySMarcus.com.

Contents

COVER

Dear Reader

TITLE PAGE

DEDICATION

ABOUT THE AUTHOR

CHAPTER ONE

CHAPTER TWO

CHAPTER THREE

CHAPTER FOUR

CHAPTER FIVE

CHAPTER SIX

CHAPTER SEVEN

CHAPTER EIGHT

CHAPTER NINE

CHAPTER TEN

CHAPTER ELEVEN

CHAPTER TWELVE

CHAPTER THIRTEEN

CHAPTER FOURTEEN

CHAPTER FIFTEEN

CHAPTER SIXTEEN

EPILOGUE

COPYRIGHT

CHAPTER ONE

“I WANT TO speak to the man in charge.”

Kira Peniglatt closed her eyes and pinched the bridge of her nose. “You’ve reached the woman in charge,” she told the angry older gentleman on the telephone who’d been yelling at her and making unreasonable demands for the past ten minutes. “I’m the Director of Case Management here at We Care Health Care.”

No sooner were the words out of her mouth than she regretted them. When talking with disgruntled customers, must remember to use WCHC instead.

“We Care Health Care,” he mimicked. “What a crock!”

If she had a dollar for every time she’d heard that or something similar over the past five years, she’d be a wealthy woman, retired at the age of thirty, living by a lake or a beach, somewhere far away from the crowds and smells of New York City. This job she now hated, her tightwad boss, and harassing phone calls from angry people would be nothing more than a distant, unpleasant memory.

“You don’t care about me,” the husband of client Daisy Limone went on. “And you sure as hell don’t care about my wife or you’d be sending someone to help me take care of her. I can’t do it all by myself. Three days in and my back is aching from all the lifting, my knees are swelled up from all the bending, and my hips are on fire from running up and down the stairs all day.”

Kira wanted to scream, “You brought this on yourself you ornery old man, now deal with it!” But she’d always prided herself on her professionalism, regardless of the challenging circumstances. Lately circumstances had become quite challenging.

By pulling his wife—she glanced at her computer screen: Primary diagnosis: cerebrovascular accident with residual right-sided hemiparesis and expressive aphasia. Secondary diagnoses: hypertension, osteoporosis, and hypothyroidism—out of an inpatient rehabilitation facility, against medical advice, nine days into an authorized twenty-eight-day stay, he’d assumed full responsibility for her care. Before the patient’s stroke she’d filled out a Health Care Proxy designating her husband as her health care agent, giving him complete control over decision-making should her doctor determine she was unable to act on her own behalf—which she wasn’t. As a result, there’d been nothing the hospital staff could do.

“Mr. Limone, your wife wasn’t ready to come home.” He’d underestimated the amount of care she would require, despite being warned—according to hospital documentation—by the case manager, the social worker, a head nurse, and the patient’s physical and occupational therapists. “Research shows, after a stroke, patients who attend independent rehabilitation facilities for intensive rehabilitation, before returning home, show much more improvement than those who don’t.”

“She wasn’t happy there, Miss Peniglatt. She put up a fuss every time they tried to take her to therapy. She wouldn’t eat or drink.” Now, rather than an ornery old man, he sounded like a concerned old man in love with his wife, desperate to help her. “They were threatening to put a tube in her stomach. Neither of us wanted that. She kept saying, ‘home’. She’d squeeze my hand and look into my eyes and say, ‘home.’ Over and over. So I took her home.”

Kira’s heart went out to him, really, it did. But there was nothing more she could do. “Your insurance plan won’t pay for round the clock care in the home setting.”

“Who’s asking for round the clock? Millie James up the street, her mama’s got an aide six hours a day, seven days a week, and she don’t need nowhere near as much help as my Daisy.”

“Do you have any family—”

“My boys don’t live around here. And they’re busy. They got their own lives.”

Family takes care of family. Kira’s mother had been telling her that, and Kira had been doing it, for as long as she could remember.

“Is there any other insurance coverage we could help you explore?” she asked.

“We don’t have no other insurance. All we have is We Care Health Care. And we need for you to do what your ad says and be there for us when we need you. We need you!”

When marketing had proposed a change to We Care Health Care, We’ll Be There When You Need Us, Kira had voiced her concern that the slogan might feed into unrealistic patient expectations. Case in point. “Then can you afford to pay privately for a personal care aide? I could—”

“Why should I have to pay for an aide when I’ve been paying you every month for years?”

He made it sound like he paid her directly. “Mr. Limone, you pay for medical insurance coverage that does not include custodial care such as bathing and dressing provided by personal care aides,” Kira said, trying to keep calm. “What about a friend or a neighbor? Have you asked around? Maybe—”

“You sit there in your fancy office,” he snapped, “trying to think up ways to get out of paying for the stuff you should be paying for. Then you count up the huge profits you make by withholding care from people who need it and divide the money up into big end-of-year bonus checks. You’re a thief! How the hell do you sleep at night?”

Kira inhaled then exhaled. Don’t let him get to you. You do your best. You sleep fine at night. No she didn’t.

“Mr. Limone, as I explained earlier, your insurance coverage is Medicare HMO. Medicare pays for short term, intermittent, skilled care. It does not pay for personal care for bathing and dressing. We contracted with a Medicare Certified Home Health Care Agency in your area.”

With a few clicks of her mouse she brought up Mrs. Limone’s plan of care. “A nurse came to your home to evaluate your wife. She developed a plan of care that included physical, occupational and speech therapy visits. This plan of care was approved by your wife’s physician.”

Odd that no home health aide hours were recommended considering the amount of skilled services required, Kira jotted herself a note to call the agency to follow up on that.

“Well it sure as hell wasn’t approved by me!” Mr. Limone yelled. “That nurse was in and out of here in under fifteen minutes. Said Daisy wasn’t eligible for an aide. How could she not be eligible? She can’t get out of bed by herself or eat by herself or dress herself. And since that nurse left, no one’s been here. Now she don’t return my calls. You need to come up here yourself to see what I’m dealing with. I can send someone to getcha.”

“Just because I haven’t come to visit your home to see your wife for myself, does not mean I don’t care. And it doesn’t mean I don’t know what is going on up there, either. My office is located a good four hours from you. I am responsible for the case management of, as of this morning, four hundred and thirty-seven patients.” The highest her census had ever been.

“That’s why we work with your wife’s physician and contract with medical providers in your local area for home care evaluations to determine patient care requirements. If you feel there’s been an acute change in your wife’s health status since the nurse visited three days ago or if you are no longer willing or able to safely care for her at home, you need to dial 911 immediately and have her taken to—”

“Then your boss,” he interrupted. “Put me through to your boss.”

It was all Kira could do to keep from laughing. Her new, focused-on-the-bottom-line boss—the main reason she now hated her job—could care less about patient care and customer satisfaction, which put him and Kira in close to constant conflict, day in and day out, for months. It was exhausting.

Despite all of the letters that came after her name, MSN—Master’s of Science in Nursing, MBA—Master’s in Business Administration, and CCM—Certified Case Manager, the letters RN, for Registered Nurse, were the most important to Kira. They were the reason she always put patients first, the reason she sometimes had to get creative to maintain her patients safely in their homes. She could almost hear the CEO’s booming voice when he’d found out she’d agreed to reimburse a home health aide for mileage to get her to travel to a difficult to serve area. Guidelines for a reason. Cost containment...cut spending...budget...bottom line...blah, blah, blah...

Case managers straddled the line that separated compassionate patient advocacy and fiscal accountability to their employer. A job made increasingly more difficult with the stringent utilization review and cost constraints of managed care.

“I report to the CEO. He doesn’t accept calls from customers. However, we do have an appeals process I’d be happy to have my assistant initiate for you. Or, if you feel my staff or I have in any way treated you unprofessionally, we have a complaint process, which my assistant will also be happy to initiate for you. Let me transfer you now.”

Without giving him a chance to argue, she transferred the call. Then she leaned back, let out a breath, and counted to ten.

She’d made it to seven when her office door opened to reveal her assistant, Connie. Her short black hair gelled into random spikes, a tight red blouse and black skirt clinging to her ample curves, and sexy black ankle boots—with silver chains. And a frown on her pretty, round face. “That was mean.” She crossed her arms under her well-endowed breasts.

“You could not possibly have filled out the questionnaire for Mr. Limone’s complaint and/or appeal in that short a time,” Kira pointed out.

“I put him on hold so I could come in and yell at you.”

A pint-sized dynamo, as entertaining as she was efficient, Kira loved her assistant and didn’t know what she’d do without her. “I’ll make it up to you tonight. Drinks are on me.”

That brought a smile to Connie’s face. “Good, because after the week you’ve had, I plan on us doing a lot of drinking.”

Typically, during the few times they’d managed to go out for drinks over the past three years, Connie got drunk and Kira—ever responsible Kira—made sure she got home safely. “Your roommate’s okay with me crashing on your couch tonight?” Her sister Krissy home for a rare visit, Kira would be giving up Mom duty for one whole night. Her insides tingled with glee. One night to do anything she wanted. One night to sleep without Mom waking her up, without jumping up at the slightest sound, worried Mom might try to get out of bed by herself and fall.

“She is,” Connie said. “But, honey, if I have my way, you won’t need to be sleeping on my couch.” She winked.

“Yeah, yeah,” Kira said. “Because I’m so the type to have an illicit one-night stand with a stranger.” Regardless of how much she may want to, that’s how women wound up dead.

Connie’s phone rang out at her desk. “Shoot.” She snapped her fingers. “I came in here to tell you Mr. Limone’s son is on the phone. I hope you appreciate the fact that I came in here, in person, to warn you rather than just sending the call in here.”

Like Kira had done to her. “You’re the best assistant ever.” Kira smiled. Then she glanced at the clock. “It’s not even noon. Will this day ever end?”

“Do you want me to tell him you’re busy?”

Kira shook her head. He’d only call back...even angrier for being put off. She’d learned that earlier this morning. Connie turned to leave.

“Do me a favor?” Kira asked.

“Anything for you.” Connie turned back around with a smile. “Legal or illegal, I’m your girl.”

Kira smiled back, no doubt in her mind Connie meant it. “A cup of decaf, please.”

“With a shot of Baileys?” Connie asked, hopefully. “I might have some random single serving bottles in my desk drawer,” she looked up toward the ceiling innocently, “that I received for Christmas and may have forgotten to bring home.”

Coffee and Baileys, Kira’s favorite. “Get out.” She pointed to the door. “Stop putting unprofessional thoughts in my head and send me my call.”

Connie shook her head and let out a disappointed sigh.

“Oh,” Kira said. “And when you’re done with Mr. Limone senior, would you call Myra Douglas from In Your Home Health Care Services?” Their preferred Certified Home Health Care Agency for the West Guilderford area in upstate New York, where Daisy Limone lived. “Ask her why there are no home health aide services on Daisy Limone’s plan of care.” Even a few hours a few times a week was better than nothing.

“Sure thing, boss,” Connie said. Then with a salute she turned and left, closing the door behind her.

A few seconds later, Kira’s phone rang. With a deep fortifying breath—because Mr. Limone junior was even more obnoxious than Mr. Limone senior—she answered it. “Hello, Mr. Limone. I just got off the phone with your father. Before you say one word, let me remind you of our last conversation. The first time you threaten to sue me or curse at me or call me unflattering names I am hanging up this phone. Now what can I do for you?”

“Doctor,” he said.

“Excuse me?”

“Dr. Limone. I’m a different son.”

God help me, there are two of them.

“Three actually,” he said, his voice deep and tinged with a bit of humor.

Oops. She must have said that out loud.

Thank goodness Connie chose that moment to return with the coffee.

“What can I do for you, Dr. Limone?” She took a sip, smiled at her wonderful assistant and mouthed, “Thank you.” Although the coffee wasn’t near as satisfying without the Baileys.

“I’m calling to apologize, on behalf of my family. Our father can be...difficult.”

So could his brother.

“But he’s our father,” Dr. Limone said. “He worked three jobs to keep a roof over our heads and see that all three of us went to college. While he worked, Mom managed the house, the finances and us boys. They got into a routine that’s worked for them for fifty-four years. Since Mom’s stroke, Dad’s struggling to adjust. He doesn’t do change very well.”

Not many people did. Kira understood that. But, “You know HIPPA regulations don’t allow me to discuss Mrs. Limone’s care without a signed authorization.”

“Please,” he said. “As a professional courtesy.”

In the past, on a rare occasion, Kira might have given in to a request for a professional courtesy—the unwritten understanding between doctors, nurses and the like to relax the rules of confidentiality a little bit for other health care professionals. But with all the problems she’d been having with her new boss, and with the Limones having an attorney in the family, Kira would be following company procedure to the letter. “I’m sorry, Mr. Limone. Not even as a professional courtesy. Get me a HIPPA release, signed by your father, as your mother’s health care agent, specifically giving me authorization to discuss her medical status and treatment with you, by name, and then I’ll be happy to speak with you.”

“You’re just putting me off.”

“What I’m doing is following procedure which requires a signed HIPPA release, on file, designating who my staff and I may talk to regarding any specific patient, other than the patient and/or his or her physician.” And just because she was in a bad mood she added, “As a physician you should be familiar with HIPPA regulations, Dr. Limone.”

“The plan of care is inadequate,” he yelled.

If the patient was still in the rehabilitation hospital, she’d be getting the round the clock care and supervision she required. “I can’t discuss this with you.”

“All I want is for you to explain why no home health aide services were authorized. And why hasn’t therapy started yet?”

Kira would be looking into both as soon as she could get off the phone. “I can’t discuss this with you.”

“Damn it!”

“Get me a signed HIPPA release,” Kira said.

“How the hell do you suggest I do that? My practice has exploded. Even working eighty hour weeks I can’t get everything done that I need to get done. I live three hours from my parents’ house. They don’t have a fax machine or a scanner or even e-mail.”

“You graduated from medical school,” Kira said. “Which means you must be a pretty smart guy. I’m sure you’ll figure something out.”

Dr. Limone slammed something close to his phone, the sound loud in Kira’s ear. “You have no idea how frustratingly difficult this is,” he yelled again.

“Yes,” Kira said. “I do.” From a professional standpoint and from personal experience.

He let out a weary breath. “I’m worried about my dad,” he said, sounding exhausted. “He’s not in good health. I’m worried about him or my mother falling and getting hurt because they don’t have the help they need in the home.”

“I understand your concern,” Kira said. “From everything I’ve heard and read, I think you have every reason to be concerned.”

“Yet you’re doing nothing to ensure my mother’s safety,” Dr. Limone yelled.

“This case was just brought to my attention yesterday afternoon.”

“My mother is not a case, Miss Peniglatt. She’s a sweet, kind, loving woman lying helpless in her bed with no one but my elderly father to take care of her because you won’t authorize an aide.”

Kira came dangerously close to losing it. “It is not the responsibility of Medicare or WCHC, as your mother’s Medicare HMO, to provide round the clock, in home care. Family takes care of family, Dr. Limone.” It’s why Kira needed the large salary this job paid her and why she rarely had a free moment to herself. Family takes care of family. Kira had grown up watching her mother live those words. So of course when Mom needed care, Kira had stepped up, happily. Being the sole dependable caregiver to a totally dependent family member was not easy, Kira knew that firsthand. And she had little tolerance for family members unwilling to pitch in and help. “If you and your brothers are as concerned for your mother and father as you say you are, then maybe you all should spend less time threatening and complaining and trying to find someone else to do it, and actually go home and help.”

Kira was out of line, she knew it. But she’d reached her limit.

Apparently so had Dr. Limone, because without further comment, he slammed the phone down in her ear. Maybe it was childish, but Kira slammed down her phone right back.

The door to her office opened slightly and Connie stuck her head in. “You okay?”

No. Kira was not okay. She didn’t let clients rattle her. But this guy...and his brother and father...the absolute nerve! “I’m fine.”

“Mr. Jeffries wants to see you in his office,” Connie said quietly.

Mr. Jeffries. The CEO. Uh oh. “Did he say why?” Kira’s chest tightened.

Connie shook her head, looking grim. They both knew Mr. Jeffries never asked Kira to his office for anything good.

Kira strained to inhale, expanding her lungs to full capacity to make sure they were working as she glanced at the clock. Still not even noon and she was ready to call it a day. “When?”

“As soon as you’re off the phone.”

Kira stood.

“I spoke with Myra,” Connie said. “She told me they don’t have a Daisy Limone as a patient.”

That didn’t make any sense. “One more thing I’ll have to look into.” Kira made a note on her ever-growing To Do list.

“She said another certified home health care agency has been approved in her area. Wants to know why all of our patients are suddenly going to them?”

A very good question that Kira would find the answer to as soon as she could find a free minute.

“Do me another favor?” she asked Connie.

“Name it.”

“Tonight, at the bar, please don’t let me drink too much.” The way she felt right now, it was a definite possibility.

Connie gave her a “yeah, right” look. “You know, maybe if you let loose once in a while you wouldn’t be wound so tight and grabbing for your chest every time Mr. Jeffries’s name is mentioned.”

Kira looked down at her hand resting on her sternum.

“What if tonight, you get rip-roaring drunk?” Connie said. “And I make sure you get home to my apartment safely?”

Kira shook her head. “I can’t. I start administrative call at eight on Saturday morning.” If her week was any indication, this weekend would likely be a nightmare. “I can’t be hungover.” She eyed Connie. “Sheila’s the case manager on call.”

“Well that sucks.”

Exactly.

Sheila, who had been working at WCHC twice as long as Kira. Sheila, who had been considered for the position of Director of Case Management at the same as Kira. Sheila, who had not taken Kira’s promotion well and spent a good deal of time searching out evidence of why she believed Kira should not be the Director of Case Management, which she happily shared with Mr. Jeffries. Sheila, who just happened to be Daisy Limone’s case manager.

CHAPTER TWO